Flagstar Financial, Inc. logo FLG - Flagstar Financial, Inc.

NEXT EARNINGS: Apr 24, 2026 EPS Est: $0.04 | Rev Est: $559.2M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 4
HOLD 8
SELL 0
STRONG
SELL
0
| PRICE TARGET: $15.00 DETAILS
HIGH: $16.00
LOW: $14.00
MEDIAN: $15.00
CONSENSUS: $15.00
UPSIDE: 10.38%
Market Cap: 5.65B
Volume: 3,612,476
Avg Volume: 5,689,354
52 Week Range: 9.64-14.54
Sector: Financial Services
Industry: Banks - Regional
Beta: 1.08
Last Dividend: $0.04
Exchange: NYSE
Country: US
Employees: 6,993
IPO Date: 1993-11-23
EPS (TTM): -0.51
P/E Ratio: -29.54
Revenue (TTM): 4.70B
Total Assets: 87.51B
Total Debt: 12.18B
Cash & Equiv: 553.00M
Rev Growth (5Y): 21.6%
EPS Growth (5Y): N/A
FCF Growth (5Y): -37.1%
ROCE: -0.3%
Debt/Equity: 1.50

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-01-30 $0.06 $0.02 +200.0% $523.0M $563.0M -7.1%
2025-10-24 $-0.07 $-0.06 -16.7% $455.0M $536.8M -15.2%
2025-07-25 $-0.14 $-0.12 -16.7% $496.0M $556.7M -10.9%
2025-04-25 $-0.23 $-0.26 +11.5% $490.0M $542.9M -9.7%
2025-01-30 $-0.34 $-0.51 +33.3% $536.0M $559.7M -4.2%
2024-10-25 $-0.69 $-0.40 -72.5% $623.0M $611.9M +1.8%
2024-07-25 $-1.05 $-0.42 -150.0% $671.0M $722.7M -7.2%
2024-03-31 $-1.33 $-0.79 -68.7% $754.0M $776.8M -2.9%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 4.70B 6.38B 6.05B 2.18B 1.75B 1.77B 1.89B 1.78B 1.82B 1.83B 1.90B 1.90B
Net Income (177.00M) (1.12B) (79.00M) 650.00M 596.00M 511.00M 395.00M 422.42M 466.20M 495.40M (47.16M) 485.40M
EPS -0.51 -3.49 -0.49 3.78 3.59 3.06 2.31 2.37 2.70 3.04 -0.33 3.28
Total Assets 87.51B 100.16B 114.06B 90.14B 59.53B 56.31B 53.64B 51.90B 49.12B 48.93B 50.32B 48.56B
Total Debt 12.18B 14.43B 28.62B 31.66B 20.56B 16.35B 14.84B 14.21B 12.91B 13.67B 15.75B 14.23B
Cash & Equivalents 553.00M 15.43B 11.47B 2.03B 2.21B 1.95B 741.87M 1.47B 2.53B 557.85M 537.67M 564.15M
Operating Cash Flow 0 86.00M 263.00M 1.03B 290.00M 334.00M 510.00M 540.36M 1.33B 755.65M (420.43M) 722.42M
Free Cash Flow 0 50.00M 197.00M 1.02B 286.00M 334.00M 510.00M 530.51M 1.30B 671.47M (455.23M) 648.92M
FCF per Share N/A 0.16 0.83 6.35 1.85 2.17 3.29 3.27 8.00 4.15 -3.04 4.41
Book Value 8.14B 8.17B 8.37B 8.82B 7.04B 6.84B 6.71B 6.66B 6.80B 6.12B 5.93B 5.78B
Cash & ST Investments 16.25B 25.83B 20.62B 10.66B 6.82B 6.48B 5.22B 5.86B 4.80B 662.13M 741.93M 737.93M
ROC Equity -0.02 -0.14 -0.01 0.07 0.08 0.07 0.06 0.06 0.07 0.08 -0.01 0.08