CIVB - Civista Bancshares, Inc.
NEXT EARNINGS:
Apr 23, 2026
EPS Est: $0.56
|
Rev Est: $45.6M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$24.00
DETAILS
HIGH:
$27.00
LOW:
$21.00
MEDIAN:
$24.00
CONSENSUS:
$24.00
UPSIDE:
0.42%
Market Cap:
461.58M
Volume:
73,838
Avg Volume:
104,080
52 Week Range:
17.47-25.59
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.67
Last Dividend:
$0.69
Exchange:
NASDAQ
Country:
US
Employees:
520
IPO Date:
1994-04-06
EPS (TTM):
2.64
P/E Ratio:
8.42
Revenue (TTM):
254.95M
Total Assets:
4.34B
Total Debt:
284.18M
Cash & Equiv:
77.32M
Rev Growth (5Y):
15.1%
EPS Growth (5Y):
5.7%
FCF Growth (5Y):
4.4%
ROCE:
N/A
Debt/Equity:
0.52
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-29 | $0.75 | $0.61 | +23.0% | $46.3M | $46.2M | +0.3% |
| 2025-10-23 | $0.68 | $0.61 | +11.5% | $43.1M | $45.4M | -5.1% |
| 2025-07-24 | $0.66 | $0.69 | -4.3% | $41.4M | $43.6M | -5.1% |
| 2025-04-24 | $0.66 | $0.50 | +32.0% | $40.1M | $43.0M | -6.7% |
| 2025-01-30 | $0.63 | $0.53 | +18.9% | $39.7M | $39.2M | +1.3% |
| 2024-10-29 | $0.53 | $0.44 | +20.5% | $38.3M | $40.0M | -4.2% |
| 2024-07-29 | $0.45 | $0.39 | +15.4% | $37.7M | $37.1M | +1.6% |
| 2024-04-30 | $0.41 | $0.46 | -10.9% | $36.0M | $38.3M | -6.1% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 254.95M | 241.90M | 217.48M | 152.98M | 134.19M | 126.18M | 118.61M | 90.74M | 74.08M | 69.09M | 64.31M | 59.04M |
| Net Income | 46.21M | 31.68M | 42.96M | 39.43M | 40.55M | 32.19M | 33.88M | 14.14M | 15.87M | 17.22M | 12.74M | 9.53M |
| EPS | 2.64 | 2.01 | 2.73 | 2.60 | 2.63 | 2.00 | 2.16 | 1.02 | 1.48 | 1.96 | 1.43 | 0.99 |
| Total Assets | 4.34B | 4.10B | 3.86B | 3.64B | 3.01B | 2.77B | 2.31B | 2.14B | 1.53B | 1.38B | 1.32B | 1.21B |
| Total Debt | 284.18M | 450.88M | 454.19M | 643.35M | 204.23M | 183.34M | 274.60M | 245.23M | 123.08M | 106.85M | 125.67M | 116.24M |
| Cash & Equivalents | 77.32M | 64.61M | 61.63M | 44.84M | 255.19M | 128.22M | 48.53M | 42.78M | 40.52M | 36.70M | 35.56M | 29.86M |
| Operating Cash Flow | 0 | 48.25M | 62.70M | 25.18M | 40.76M | 32.65M | 38.80M | 19.62M | 20.82M | 17.71M | 15.07M | 14.89M |
| Free Cash Flow | 0 | 44.06M | 59.27M | 18.68M | 38.83M | 30.68M | 35.60M | 18.15M | 19.80M | 15.27M | 13.07M | 14.40M |
| FCF per Share | N/A | 2.86 | 3.91 | 1.25 | 2.53 | 1.91 | 2.27 | 1.31 | 2.00 | 1.91 | 1.67 | 1.87 |
| Book Value | 543.47M | 388.50M | 372.00M | 334.83M | 355.21M | 350.11M | 330.13M | 298.90M | 184.46M | 137.62M | 125.17M | 115.91M |
| Cash & ST Investments | 761.92M | 329.94M | 679.90M | 660.24M | 815.06M | 491.69M | 407.03M | 389.07M | 270.75M | 232.56M | 231.81M | 227.76M |
| ROC Equity | 0.09 | 0.08 | 0.12 | 0.12 | 0.11 | 0.09 | 0.10 | 0.05 | 0.09 | 0.13 | 0.10 | 0.08 |