Carter Bankshares, Inc. logo CARE - Carter Bankshares, Inc.

NEXT EARNINGS: Apr 23, 2026 EPS Est: $0.37 | Rev Est: $40.5M
Price: -- -- | CONSENSUS: Hold DETAILS
STRONG
BUY
0
BUY 1
HOLD 2
SELL 0
STRONG
SELL
0
| PRICE TARGET: $22.00 DETAILS
HIGH: $22.00
LOW: $22.00
MEDIAN: $22.00
CONSENSUS: $22.00
UPSIDE: 4.56%
Market Cap: 464.71M
Volume: 141,093
Avg Volume: 116,201
52 Week Range: 13.61-22.51
Sector: Financial Services
Industry: Banks - Regional
Beta: 0.55
Last Dividend: $N/A
Exchange: NASDAQ
Country: US
Employees: 680
IPO Date: 2007-03-15
EPS (TTM): 1.40
P/E Ratio: 14.08
Revenue (TTM): 254.63M
Total Assets: 4.85B
Total Debt: 178.50M
Cash & Equiv: N/A
Rev Growth (5Y): 9.2%
EPS Growth (5Y): 9.7%
FCF Growth (5Y): -0.7%
ROCE: 1.4%
Debt/Equity: 0.43

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-01-29 $0.41 $0.33 +24.2% $39.8M $41.4M -3.7%
2025-10-23 $0.26 $0.39 -33.3% $38.1M $40.8M -6.4%
2025-07-24 $0.41 $0.31 +32.3% $39.9M $38.6M +3.5%
2025-04-24 $0.32 $0.30 +6.7% $36.0M $39.2M -8.0%
2025-01-23 $0.37 $0.21 +76.2% $33.5M $35.6M -5.8%
2024-10-24 $0.24 $0.22 +9.1% $33.3M $35.0M -4.9%
2024-07-25 $0.21 $0.21 0.0% $32.8M $35.6M -7.8%
2024-04-25 $0.25 $0.10 +150.0% $32.7M $32.8M -0.2%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 254.63M 239.67M 211.82M 179.15M 156.38M 163.77M 168.38M 157.89M 144.33M 146.66M 164.57M 159.12M
Net Income 31.36M 24.52M 23.38M 50.12M 31.59M (45.86M) 26.57M 11.90M (681,000) 15.98M 39.16M 33.46M
EPS 1.40 1.06 1.00 2.03 1.20 -1.74 1.01 0.45 -0.03 0.61 1.49 1.27
Total Assets 4.85B 4.66B 4.51B 4.20B 4.13B 4.18B 4.01B 4.04B 4.11B 4.51B 4.89B 4.63B
Total Debt 178.50M 70.00M 393.40M 198.42M 7.00M 35.00M 10.00M 0 0 0 0 0
Cash & Equivalents 0 131.17M 54.53M 46.87M 277.80M 241.94M 125.81M 293.56M 268.61M 694.78M 613.18M 242.39M
Operating Cash Flow 0 36.94M 46.73M 70.79M 77.54M 7.70M 38.29M 49.40M 44.26M 32.66M 53.66M 43.85M
Free Cash Flow 0 28.80M 36.93M 64.90M 69.05M (2.42M) 29.83M 34.79M 40.72M 31.81M 53.06M 42.76M
FCF per Share N/A 1.24 1.59 2.64 2.62 -0.09 1.13 1.32 1.55 1.21 2.02 1.63
Book Value 419.70M 384.31M 351.24M 328.63M 407.60M 440.17M 473.11M 436.21M 432.13M 434.65M 426.55M 397.89M
Cash & ST Investments 0 786.12M 774.17M 883.14M 1.20B 1.02B 868.43M 1.08B 1.22B 855.71M 613.18M 242.39M
ROC Equity 0.07 0.06 0.07 0.15 0.08 -0.10 0.06 0.03 -0.00 0.04 0.09 0.08