CACC - Credit Acceptance Corporation
NEXT EARNINGS:
Apr 29, 2026
EPS Est: $10.61
|
Rev Est: $581.5M
Price:
--
--
|
CONSENSUS:
Hold
DETAILS
|
PRICE TARGET:
$480.00
DETAILS
HIGH:
$500.00
LOW:
$460.00
MEDIAN:
$480.00
CONSENSUS:
$480.00
DOWNSIDE:
3.13%
Market Cap:
5.47B
Volume:
232,640
Avg Volume:
158,593
52 Week Range:
401.9-549.75
Sector:
Financial Services
Industry:
Financial - Credit Services
Beta:
1.28
Last Dividend:
$N/A
Exchange:
NASDAQ
Country:
US
Employees:
2,431
IPO Date:
1992-06-05
EPS (TTM):
38.26
P/E Ratio:
11.59
Revenue (TTM):
2.32B
Total Assets:
9.60B
Total Debt:
6.35B
Cash & Equiv:
500.70M
Rev Growth (5Y):
6.8%
EPS Growth (5Y):
10.2%
FCF Growth (5Y):
1.5%
ROCE:
13.9%
Debt/Equity:
4.17
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-29 | $11.35 | $10.30 | +10.2% | $579.9M | $584.3M | -0.7% |
| 2025-10-30 | $10.28 | $9.87 | +4.2% | $576.4M | $593.8M | -2.9% |
| 2025-07-31 | $8.56 | $9.84 | -13.0% | $575.6M | $589.7M | -2.4% |
| 2025-04-30 | $8.66 | $10.31 | -16.0% | $562.3M | $567.2M | -0.9% |
| 2025-01-30 | $12.26 | $7.70 | +59.2% | $557.7M | $564.7M | -1.2% |
| 2024-10-30 | $6.35 | $9.21 | -31.1% | $543.6M | $548.1M | -0.8% |
| 2024-07-31 | $-3.83 | $7.20 | -153.2% | $538.2M | $479.0M | +12.4% |
| 2024-04-30 | $5.08 | $6.81 | -25.4% | $508.0M | $455.8M | +11.5% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.32B | 2.13B | 1.88B | 1.82B | 1.85B | 1.67B | 1.48B | 1.28B | 1.11B | 965.20M | 823.60M | 722.00M |
| Net Income | 423.90M | 247.90M | 286.10M | 535.80M | 958.30M | 421.00M | 656.10M | 574.00M | 470.20M | 332.80M | 299.70M | 266.20M |
| EPS | 38.26 | 20.12 | 22.09 | 39.50 | 59.57 | 23.57 | 34.71 | 29.52 | 24.12 | 16.37 | 14.35 | 11.96 |
| Total Assets | 9.60B | 9.74B | 8.39B | 7.63B | 7.05B | 7.49B | 7.42B | 6.24B | 4.99B | 4.22B | 3.39B | 2.79B |
| Total Debt | 6.35B | 6.35B | 5.07B | 4.59B | 4.62B | 4.70B | 4.54B | 3.82B | 3.07B | 2.60B | 2.08B | 1.75B |
| Cash & Equivalents | 500.70M | 845.00M | 470.90M | 417.70M | 23.30M | 16.00M | 187.40M | 25.70M | 8.20M | 14.60M | 6.30M | 6.40M |
| Operating Cash Flow | 1.05B | 1.14B | 1.20B | 1.24B | 1.07B | 985.20M | 812.30M | 703.90M | 566.00M | 507.20M | 404.20M | 365.20M |
| Free Cash Flow | 1.05B | 1.14B | 1.20B | 1.24B | 1.06B | 976.70M | 785.50M | 678.80M | 557.60M | 501.70M | 400.20M | 360.90M |
| FCF per Share | 95.05 | 92.19 | 92.62 | 91.09 | 66.01 | 54.69 | 41.56 | 34.91 | 28.60 | 24.68 | 19.16 | 16.22 |
| Book Value | 1.52B | 1.75B | 1.75B | 1.62B | 1.82B | 2.30B | 2.36B | 1.99B | 1.54B | 1.17B | 928.10M | 702.20M |
| Cash & ST Investments | 510.30M | 854.50M | 477.80M | 421.70M | 23.30M | 16.00M | 187.40M | 25.70M | 8.20M | 14.60M | 6.30M | 6.40M |
| ROC Equity | 0.28 | 0.14 | 0.16 | 0.33 | 0.53 | 0.18 | 0.28 | 0.29 | 0.31 | 0.28 | 0.32 | 0.38 |