BCAL - Southern California Bancorp
NEXT EARNINGS:
Apr 23, 2026
EPS Est: $0.41
|
Rev Est: $44.1M
Price:
--
--
|
CONSENSUS:
Buy
DETAILS
|
PRICE TARGET:
$21.00
DETAILS
HIGH:
$21.00
LOW:
$21.00
MEDIAN:
$21.00
CONSENSUS:
$21.00
UPSIDE:
13.15%
Market Cap:
599.91M
Volume:
201,228
Avg Volume:
237,748
52 Week Range:
11.87-20.47
Sector:
Financial Services
Industry:
Banks - Regional
Beta:
0.29
Last Dividend:
$0.10
Exchange:
NASDAQ
Country:
US
Employees:
290
IPO Date:
2005-11-10
EPS (TTM):
1.95
P/E Ratio:
9.70
Revenue (TTM):
233.00M
Total Assets:
4.03B
Total Debt:
71.70M
Cash & Equiv:
52.01M
Rev Growth (5Y):
33.9%
EPS Growth (5Y):
31.3%
FCF Growth (5Y):
47.3%
ROCE:
3.1%
Debt/Equity:
0.12
Earnings History
| Date | EPS Actual | EPS Est | EPS Surprise | Rev Actual | Rev Est | Rev Surprise |
|---|---|---|---|---|---|---|
| 2026-01-28 | $0.50 | $0.44 | +13.6% | $55.1M | $45.0M | +22.4% |
| 2025-10-28 | $0.48 | $0.39 | +23.1% | $59.9M | $45.4M | +31.8% |
| 2025-07-28 | $0.43 | $0.43 | 0.0% | $58.6M | $43.8M | +33.7% |
| 2025-04-24 | $0.52 | $0.38 | +36.8% | $59.4M | $44.7M | +32.8% |
| 2025-01-29 | $0.53 | $0.44 | +20.5% | $45.5M | $46.9M | -2.9% |
| 2024-10-29 | $0.33 | $0.05 | +560.0% | $38.1M | $46.5M | -18.0% |
| 2024-08-12 | $0.03 | $0.27 | -88.9% | $22.2M | $22.0M | +0.9% |
| 2024-04-29 | $0.26 | $0.26 | 0.0% | $21.9M | $22.8M | -3.8% |
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 233.00M | 184.58M | 126.90M | 98.02M | 71.56M | 54.20M | 39.65M | 31.33M | 21.50M | 18.21M | 15.33M | 12.21M |
| Net Income | 63.06M | 5.43M | 25.91M | 16.11M | 10.71M | 4.72M | 6.77M | 5.26M | 3.96M | 3.01M | 1.91M | 4.07M |
| EPS | 1.95 | 0.22 | 1.42 | 0.90 | 0.74 | 0.50 | 0.80 | 0.74 | 0.76 | 0.69 | 0.45 | 1.21 |
| Total Assets | 4.03B | 4.03B | 2.36B | 2.28B | 2.27B | 1.58B | 833.29M | 769.01M | 480.26M | 425.05M | 344.33M | 318.27M |
| Total Debt | 71.70M | 88.03M | 114.98M | 78.83M | 29.41M | 39.66M | 35.02M | 35.00M | 20.00M | 0 | 7.50M | 0 |
| Cash & Equivalents | 52.01M | 60.47M | 33.01M | 60.30M | 22.43M | 11.95M | 9.90M | (13.53M) | (7.38M) | (6.20M) | 0 | 0 |
| Operating Cash Flow | 0 | 50.29M | 33.10M | 13.35M | 19.65M | 12.36M | 8.37M | 7.43M | 3.73M | 3.95M | 1.76M | 1.53M |
| Free Cash Flow | 0 | 49.74M | 32.80M | 12.27M | 17.90M | 10.59M | 7.17M | 6.78M | 3.03M | (350,648) | 1.48M | 1.43M |
| FCF per Share | N/A | 2.05 | 1.80 | 0.69 | 1.24 | 1.12 | 0.85 | 0.96 | 0.58 | -0.08 | 0.35 | 0.43 |
| Book Value | 576.59M | 511.84M | 288.15M | 260.36M | 246.53M | 168.88M | 120.52M | 101.36M | 49.70M | 44.62M | 37.51M | 33.60M |
| Cash & ST Investments | 286.90M | 202.47M | 163.04M | 172.88M | 78.00M | 36.65M | 26.24M | (13.53M) | (7.38M) | (6.20M) | 0 | 0 |
| ROC Equity | 0.11 | 0.01 | 0.09 | 0.06 | 0.04 | 0.03 | 0.06 | 0.05 | 0.08 | 0.07 | 0.05 | 0.12 |