Arrow Financial Corporation logo AROW - Arrow Financial Corporation

NEXT EARNINGS: Apr 28, 2026 EPS Est: $0.79 | Rev Est: $43.8M
Price: -- -- | CONSENSUS: Hold DETAILS
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| PRICE TARGET: $30.00 DETAILS
HIGH: $30.00
LOW: $30.00
MEDIAN: $30.00
CONSENSUS: $30.00
DOWNSIDE: 10.74%
Market Cap: 552.63M
Volume: 45,525
Avg Volume: 77,750
52 Week Range: 22.72-36.44
Sector: Financial Services
Industry: Banks - Regional
Beta: 0.79
Last Dividend: $1.16
Exchange: NASDAQ
Country: US
Employees: 580
IPO Date: 1980-09-18
EPS (TTM): 2.66
P/E Ratio: 11.79
Revenue (TTM): 242.58M
Total Assets: 4.45B
Total Debt: 29.19M
Cash & Equiv: 29.13M
Rev Growth (5Y): 10.9%
EPS Growth (5Y): 1.9%
FCF Growth (5Y): -4.4%
ROCE: 1.5%
Debt/Equity: 0.07

Earnings History

Date EPS Actual EPS Est EPS Surprise Rev Actual Rev Est Rev Surprise
2026-01-29 $0.85 $0.79 +7.6% $43.4M $44.0M -1.3%
2025-10-30 $0.77 $0.72 +6.9% $42.8M $41.7M +2.8%
2025-07-24 $0.70 $0.72 -2.8% $40.1M $41.0M -2.1%
2025-05-01 $0.38 $0.44 -13.6% $39.2M $39.9M -1.8%
2025-01-30 $0.47 $0.57 -17.5% $33.9M $39.2M -13.4%
2024-10-31 $0.53 $0.53 0.0% $36.6M $36.0M +1.6%
2024-07-25 $0.52 $0.54 -3.7% $35.0M $34.7M +0.9%
2024-04-30 $0.45 $0.47 -4.3% $34.3M $34.7M -1.1%

Track Record

Statements >
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 242.58M 223.07M 191.68M 160.55M 147.92M 144.55M 138.31M 125.45M 112.30M 104.75M 98.86M 95.18M
Net Income 43.95M 29.71M 30.07M 48.80M 49.86M 40.83M 37.48M 36.28M 29.33M 26.53M 24.66M 23.36M
EPS 2.66 1.78 1.77 2.87 2.93 2.42 2.23 2.24 1.82 1.66 1.56 1.48
Total Assets 4.45B 4.31B 4.17B 3.97B 4.03B 3.69B 3.18B 2.99B 2.76B 2.61B 2.45B 2.22B
Total Debt 29.19M 33.60M 71.57M 106.92M 70.17M 87.70M 366.35M 587.66M 349.97M 356.84M 262.17M 90.42M
Cash & Equivalents 29.13M 154.55M 142.54M 64.66M 457.70M 380.99M 70.22M 84.24M 72.84M 57.35M 51.07M 46.30M
Operating Cash Flow N/A 34.47M 20.58M 59.71M 68.21M 42.31M 43.94M 41.98M 37.83M 34.70M 28.93M 30.64M
Free Cash Flow N/A 28.87M 13.50M 45.46M 61.07M 37.18M 36.16M 36.87M 35.23M 33.25M 27.30M 29.17M
FCF per Share N/A 1.72 0.79 2.67 3.59 2.20 2.15 2.27 2.19 2.08 1.72 1.85
Book Value 431.85M 400.90M 379.77M 353.54M 371.19M 334.39M 301.73M 269.58M 249.60M 232.85M 213.97M 200.93M
Cash & ST Investments 29.13M 617.66M 640.30M 638.15M 1.02B 746.28M 427.56M 401.77M 373.04M 404.35M 453.38M 412.43M
ROC Equity 0.10 0.07 0.08 0.14 0.13 0.12 0.12 0.13 0.12 0.11 0.12 0.12