WAFD
WaFd, Inc.
$29.47
+0.03
(+0.10%)
Mkt Cap
2.18B
Volume
748,269
52W Range
28.1-39.49
Sector
Financial Services
Beta
0.88
EPS (TTM)
3.31 USD
P/E Ratio
8.90
Revenue (TTM)
1.42B USD
Rev Growth (5Y)
+16.8%
EPS Growth (5Y)
+6.1%
AlphaVal · Fair Value
What we estimate one share is worth
$48.15
Undervalued
moderate signal
38.8% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
65.3 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.42B | 1.41B | 1.43B | 1.10B | 733.38M | 652.60M | 708.25M | 734.59M | 651.06M | 602.63M | 593.88M | 580.28M |
| Net Income | 255.87M | 226.07M | 200.04M | 257.43M | 236.33M | 183.62M | 173.44M | 210.26M | 203.85M | 173.53M | 164.05M | 160.32M |
| EPS | 3.21 | 2.64 | 2.50 | 3.72 | 3.40 | 2.39 | 2.26 | 2.61 | 2.40 | 1.95 | 1.79 | 1.68 |
| Free Cash Flow | N/A | 208.25M | 414.55M | 198.89M | 256.68M | 284.98M | 134.66M | 198.52M | 163.57M | 164.24M | 179.95M | 96.43M |
| FCF / Share | N/A | 2.60 | 5.58 | 3.05 | 3.93 | 3.93 | 1.76 | 2.47 | 1.92 | 1.85 | 1.97 | 1.01 |
| Operating CF | N/A | 236.95M | 439.23M | 213.96M | 268.46M | 314.45M | 166.60M | 234.05M | 190.70M | 179.70M | 221.72M | 142.87M |
| Total Assets | 27.23B | 26.70B | 28.06B | 22.47B | 20.77B | 19.65B | 18.79B | 16.47B | 15.87B | 15.25B | 14.89B | 14.57B |
| Total Debt | 2.55B | 1.82B | 3.32B | 3.65B | 2.12B | 1.72B | 2.70B | 2.25B | 2.33B | 2.23B | 2.08B | 1.83B |
| Cash & Equiv | 749.70M | 657.31M | 2.38B | 980.65M | 683.97M | 2.09B | 1.70B | 419.16M | 268.65M | 313.07M | 450.37M | 284.05M |
| Book Value | 3.00B | 3.04B | 3.00B | 2.43B | 2.27B | 2.13B | 2.01B | 2.03B | 2.00B | 2.01B | 1.98B | 1.96B |
| Return on Equity | 0.09 | 0.07 | 0.07 | 0.11 | 0.10 | 0.09 | 0.09 | 0.10 | 0.10 | 0.09 | 0.08 | 0.08 |
| Metric | Q4 2026 | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 372.71M | 356.47M | 344.83M | 342.91M | 344.24M | 349.99M | 354.70M | 361.25M | 389.82M | 409.07M | 330.90M | 302.84M |
| Net Income | 59.99M | 66.13M | 65.55M | 64.20M | 60.60M | 61.95M | 56.25M | 47.27M | 61.14M | 64.56M | 15.89M | 58.45M |
| EPS | 0.76 | 0.89 | 0.87 | 0.79 | 0.72 | 0.73 | 0.65 | 0.54 | 0.71 | 0.75 | 0.17 | 0.85 |
| Free Cash Flow | N/A | 63.36M | 67.97M | 50.04M | 45.60M | 53.08M | 66.58M | 42.98M | 89.42M | 58.29M | 164.77M | 102.06M |
| FCF / Share | N/A | 0.86 | 0.90 | 0.65 | 0.58 | 0.66 | 0.82 | 0.53 | 1.10 | 0.72 | 2.35 | 1.59 |
| Operating CF | N/A | 70.28M | 79.38M | 60.48M | 57.38M | 58.01M | 72.14M | 49.43M | 96.62M | 63.15M | 169.20M | 110.26M |
| Total Assets | 27.23B | 27.60B | 27.57B | 27.29B | 26.70B | 26.73B | 27.64B | 27.68B | 28.06B | 28.58B | 30.14B | 22.64B |
| Total Debt | 2.55B | 3.32B | 3.11B | 2.49B | 1.82B | 1.98B | 2.81B | 2.91B | 3.32B | 4.08B | 5.49B | 3.88B |
| Cash & Equiv | 749.70M | 676.47M | 669.80M | 734.91M | 657.31M | 809.25M | 1.23B | 1.51B | 2.38B | 2.49B | 1.51B | 1.14B |
| Book Value | 3.00B | 3.02B | 2.98B | 3.03B | 3.04B | 3.01B | 3.03B | 3.02B | 3.00B | 2.96B | 2.92B | 2.45B |
| Return on Equity | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 |
WAFD News
Head to Head Review: WaFd (NASDAQ:WAFD) and S&T Bancorp (NASDAQ:STBA)
What WaFd (WAFD) Said on Its Q4 Earnings Call
WaFd, Inc. (WAFD) Q4 2026 Earnings Call Transcript
WaFd: 3 Key Takeaways for Long-Term Investors
What WaFd (WAFD) Said on Its Q4 Earnings Call
WaFd (WAFD) Q4 Earnings and Revenues Surpass Estimates
WaFd Announces Fiscal 2026 Earnings and 22% Increase in EPS
WaFd Announces Fiscal 2026 Earnings and 22% Increase in EPS
WaFd, Inc. (NASDAQ:WAFD) Stock Now Rated “Moderate Buy” by Wall Street Analysts
WaFd (WAFD) Earnings Expected to Grow: Should You Buy?