WAFD
WaFd, Inc.
$38.10
+0.33
(+0.87%)
Mkt Cap
2.82B
Volume
370,435
52W Range
26.31-39.35
Sector
Financial Services
Beta
0.83
EPS (TTM)
3.12
P/E Ratio
12.21
Revenue (TTM)
1.38B
Rev Growth (5Y)
+14.8%
EPS Growth (5Y)
+3.2%
AlphaVal · Fair Value
What we estimate one share is worth
$34.28
Overvalued
weak signal
11.1% above fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C+
Banks, Insurers & Asset Managers
58.3 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.41B | 1.43B | 1.10B | 733.38M | 652.60M | 708.25M | 734.59M | 651.06M | 602.63M | 593.88M | 580.28M | 561.61M |
| Net Income | 226.07M | 200.04M | 257.43M | 236.33M | 183.62M | 173.44M | 210.26M | 203.85M | 173.53M | 164.05M | 160.32M | 157.36M |
| EPS | 2.64 | 2.50 | 3.72 | 3.40 | 2.39 | 2.26 | 2.61 | 2.40 | 1.95 | 1.79 | 1.68 | 1.56 |
| Free Cash Flow | 208.25M | 414.55M | 198.89M | 256.68M | 284.98M | 134.66M | 198.52M | 163.57M | 164.24M | 179.95M | 96.43M | 121.92M |
| FCF / Share | 2.60 | 5.58 | 3.05 | 3.93 | 3.93 | 1.76 | 2.47 | 1.92 | 1.85 | 1.97 | 1.01 | 1.21 |
| Operating CF | 236.95M | 439.23M | 213.96M | 268.46M | 314.45M | 166.60M | 234.05M | 190.70M | 179.70M | 221.72M | 142.87M | 173.72M |
| Total Assets | 26.70B | 28.06B | 22.47B | 20.77B | 19.65B | 18.79B | 16.47B | 15.87B | 15.25B | 14.89B | 14.57B | 14.76B |
| Total Debt | 1.82B | 3.32B | 3.65B | 2.12B | 1.72B | 2.70B | 2.25B | 2.33B | 2.23B | 2.08B | 1.83B | 1.93B |
| Cash & Equiv | 657.31M | 2.38B | 980.65M | 683.97M | 2.09B | 1.70B | 419.16M | 268.65M | 313.07M | 450.37M | 284.05M | 781.84M |
| Book Value | 3.04B | 3.00B | 2.43B | 2.27B | 2.13B | 2.01B | 2.03B | 2.00B | 2.01B | 1.98B | 1.96B | 1.98B |
| Return on Equity | 0.07 | 0.07 | 0.11 | 0.10 | 0.09 | 0.09 | 0.10 | 0.10 | 0.09 | 0.08 | 0.08 | 0.08 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 344.83M | 342.91M | 344.24M | 349.99M | 354.70M | 361.25M | 389.82M | 409.07M | 330.90M | 302.84M | 295.81M | 286.97M |
| Net Income | 65.55M | 64.20M | 60.60M | 61.95M | 56.25M | 47.27M | 61.14M | 64.56M | 15.89M | 58.45M | 50.21M | 61.77M |
| EPS | 0.87 | 0.79 | 0.73 | 0.73 | 0.65 | 0.54 | 0.71 | 0.75 | 0.17 | 0.85 | 0.72 | 0.89 |
| Free Cash Flow | 67.97M | 50.04M | 45.60M | 53.08M | 66.58M | 42.98M | 89.42M | 58.29M | 164.77M | 102.06M | 79.03M | 13.95M |
| FCF / Share | 0.90 | 0.65 | 0.58 | 0.66 | 0.82 | 0.53 | 1.10 | 0.72 | 2.35 | 1.59 | 1.22 | 0.21 |
| Operating CF | 79.38M | 60.48M | 57.38M | 58.01M | 72.14M | 49.43M | 96.62M | 63.15M | 169.20M | 110.26M | 82.88M | 20.15M |
| Total Assets | 27.57B | 27.29B | 26.70B | 26.73B | 27.64B | 27.68B | 28.06B | 28.58B | 30.14B | 22.64B | 22.47B | 22.55B |
| Total Debt | 3.11B | 2.49B | 1.82B | 1.98B | 2.81B | 2.91B | 3.32B | 4.08B | 5.49B | 3.88B | 3.65B | 3.75B |
| Cash & Equiv | 669.80M | 734.91M | 657.31M | 809.25M | 1.23B | 1.51B | 2.38B | 2.49B | 1.51B | 1.14B | 980.65M | 1.14B |
| Book Value | 2.98B | 3.03B | 3.04B | 3.01B | 3.03B | 3.02B | 3.00B | 2.96B | 2.92B | 2.45B | 2.43B | 2.39B |
| Return on Equity | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.03 |
WAFD News
Buccaneer Energy reserves rise 18% as bank lifts oil price assumption
Why WaFd (WAFD) is a Top Dividend Stock for Your Portfolio
WaFd: Regional Bank Preferred Share Offering 7.5% Dividend Yield
WaFd (WAFD) is a Top Dividend Stock Right Now: Should You Buy?
Despite Underperformance, WaFd Can Still Deliver
WaFd, Inc. Announces Cash Dividend of 27 cents per share
Why WaFd (WAFD) Might be Well Poised for a Surge
WaFd (WAFD) Could Be a Great Choice
WaFd (WAFD) Upgraded to Buy: What Does It Mean for the Stock?
Are You Looking for a High-Growth Dividend Stock?