WAFD
WaFd, Inc.
$33.85
-0.43
(-1.25%)
Mkt Cap
2.50B
Volume
1,321,350
52W Range
26.31-39.49
Sector
Financial Services
Beta
0.82
EPS (TTM)
3.27 USD
P/E Ratio
10.32
Revenue (TTM)
1.39B USD
Rev Growth (5Y)
+14.8%
EPS Growth (5Y)
+3.2%
AlphaVal · Fair Value
What we estimate one share is worth
$34.23
Fair Value
weak signal
1.4% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C+
Banks, Insurers & Asset Managers
60.6 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.41B | 1.43B | 1.10B | 733.38M | 652.60M | 708.25M | 734.59M | 651.06M | 602.63M | 593.88M | 580.28M | 561.61M |
| Net Income | 226.07M | 200.04M | 257.43M | 236.33M | 183.62M | 173.44M | 210.26M | 203.85M | 173.53M | 164.05M | 160.32M | 157.36M |
| EPS | 2.64 | 2.50 | 3.72 | 3.40 | 2.39 | 2.26 | 2.61 | 2.40 | 1.95 | 1.79 | 1.68 | 1.56 |
| Free Cash Flow | 208.25M | 414.55M | 198.89M | 256.68M | 284.98M | 134.66M | 198.52M | 163.57M | 164.24M | 179.95M | 96.43M | 121.92M |
| FCF / Share | 2.60 | 5.58 | 3.05 | 3.93 | 3.93 | 1.76 | 2.47 | 1.92 | 1.85 | 1.97 | 1.01 | 1.21 |
| Operating CF | 236.95M | 439.23M | 213.96M | 268.46M | 314.45M | 166.60M | 234.05M | 190.70M | 179.70M | 221.72M | 142.87M | 173.72M |
| Total Assets | 26.70B | 28.06B | 22.47B | 20.77B | 19.65B | 18.79B | 16.47B | 15.87B | 15.25B | 14.89B | 14.57B | 14.76B |
| Total Debt | 1.82B | 3.32B | 3.65B | 2.12B | 1.72B | 2.70B | 2.25B | 2.33B | 2.23B | 2.08B | 1.83B | 1.93B |
| Cash & Equiv | 657.31M | 2.38B | 980.65M | 683.97M | 2.09B | 1.70B | 419.16M | 268.65M | 313.07M | 450.37M | 284.05M | 781.84M |
| Book Value | 3.04B | 3.00B | 2.43B | 2.27B | 2.13B | 2.01B | 2.03B | 2.00B | 2.01B | 1.98B | 1.96B | 1.98B |
| Return on Equity | 0.07 | 0.07 | 0.11 | 0.10 | 0.09 | 0.09 | 0.10 | 0.10 | 0.09 | 0.08 | 0.08 | 0.08 |
| Metric | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 356.47M | 344.83M | 342.91M | 344.24M | 349.99M | 354.70M | 361.25M | 389.82M | 409.07M | 330.90M | 302.84M | 295.81M |
| Net Income | 66.13M | 65.55M | 64.20M | 60.60M | 61.95M | 56.25M | 47.27M | 61.14M | 64.56M | 15.89M | 58.45M | 50.21M |
| EPS | 0.89 | 0.87 | 0.79 | 0.72 | 0.73 | 0.65 | 0.54 | 0.71 | 0.75 | 0.17 | 0.85 | 0.72 |
| Free Cash Flow | 63.36M | 67.97M | 50.04M | 45.60M | 53.08M | 66.58M | 42.98M | 89.42M | 58.29M | 164.77M | 102.06M | 79.03M |
| FCF / Share | 0.86 | 0.90 | 0.65 | 0.58 | 0.66 | 0.82 | 0.53 | 1.10 | 0.72 | 2.35 | 1.59 | 1.22 |
| Operating CF | 70.28M | 79.38M | 60.48M | 57.38M | 58.01M | 72.14M | 49.43M | 96.62M | 63.15M | 169.20M | 110.26M | 82.88M |
| Total Assets | 27.60B | 27.57B | 27.29B | 26.70B | 26.73B | 27.64B | 27.68B | 28.06B | 28.58B | 30.14B | 22.64B | 22.47B |
| Total Debt | 3.32B | 3.11B | 2.49B | 1.82B | 1.98B | 2.81B | 2.91B | 3.32B | 4.08B | 5.49B | 3.88B | 3.65B |
| Cash & Equiv | 676.47M | 669.80M | 734.91M | 657.31M | 809.25M | 1.23B | 1.51B | 2.38B | 2.49B | 1.51B | 1.14B | 980.65M |
| Book Value | 3.02B | 2.98B | 3.03B | 3.04B | 3.01B | 3.03B | 3.02B | 3.00B | 2.96B | 2.92B | 2.45B | 2.43B |
| Return on Equity | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 |
WAFD News
WaFd CEO on EverBank merger: Economics are absolutely compelling
WaFd's EverBank Merger Deal: A Boost to Earnings & Scale?
WAFD Stock Alert: Halper Sadeh LLC is Investigating Whether WaFd, Inc. is Obtaining a Fair Price for its Shareholders
EverBank-WaFd Deal Bridges Banking's Digital and Branch Divide
WAFD Stock Alert: Halper Sadeh LLC is Investigating Whether WaFd, Inc. is Obtaining a Fair Price for its Shareholders
WaFd, Inc. (WAFD) M&A Call Transcript
$HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of WaFd, Inc. (NASDAQ: WAFD)
$HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of WaFd, Inc. (NASDAQ: WAFD)
WaFd Merges With Digital Lender EverBank in $3.9 Billion Deal
WaFd, Inc. Enters into a $3.9 Billion Reverse Merger Transaction with EverBank Financial Corp