Profitability
Weight: 25%
C-
46
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.8%
- Operating Margin Trend -5.34 pp/yr
WAFD
WaFd, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
48
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 8.5%
- 5yr Share-Count CAGR 2.5%
Growth Quality
Weight: 10%
B+
77
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 11.6%
- 5yr EPS CAGR 2.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.38x
Balance Sheet
Weight: 30%
C+
61
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.4%
- Interest Coverage (EBIT/Int) 0.42x
Stability
Weight: 10%
B-
63
- EPS Volatility (σ/μ) 0.25
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added.
- Holders
- 1
- Avg Δ position
- +54.2%
- New buys
- 0
- Full exits
- 0
- Cooperman increased +54%