STBA
Company Description
S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insurance products. It also provides title insurance agency services to its commercial clients and serves as a reinsurer for credit life, accident, and health insurance policies. As of December 31, 2021, its operational presence encompassed 73 banking branches and 5 loan production offices. These facilities are strategically located across Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and has its corporate headquarters in Indiana, Pennsylvania.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 568.51M | 564.96M | 535.52M | 399.01M | 353.96M | 380.21M | 373.04M | 337.13M | 316.10M | 282.41M | 254.58M | 206.86M |
| Net Income | 134.23M | 131.26M | 144.78M | 135.52M | 110.34M | 21.04M | 98.23M | 105.33M | 72.97M | 71.39M | 67.08M | 57.91M |
| EPS | 3.48 | 3.43 | 3.78 | 3.47 | 2.81 | 0.54 | 2.48 | 3.03 | 2.10 | 2.04 | 1.93 | 1.94 |
| Free Cash Flow | 128.85M | 170.37M | 165.53M | 236.57M | 211.24M | 46.14M | 133.27M | 123.84M | 109.54M | 93.24M | 55.45M | 73.02M |
| FCF / Share | 3.34 | 4.46 | 4.33 | 6.07 | 5.41 | 1.18 | 3.37 | 3.56 | 3.15 | 2.69 | 1.59 | 2.46 |
| Operating CF | 133.62M | 173.37M | 171.75M | 240.43M | 214.85M | 51.55M | 138.42M | 128.02M | 114.24M | 96.80M | 60.58M | 78.10M |
| Total Assets | 9.87B | 9.66B | 9.55B | 9.11B | 9.49B | 8.97B | 8.76B | 7.25B | 7.06B | 6.94B | 6.32B | 4.96B |
| Total Debt | 310.95M | 250.31M | 503.63M | 439.19M | 161.31M | 227.93M | 416.35M | 604.32M | 683.08M | 771.16M | 580.75M | 385.67M |
| Cash & Equiv | 163.44M | 244.82M | 233.61M | 210.01M | 922.22M | 229.67M | 197.82M | 155.49M | 117.15M | 139.49M | 99.40M | 109.58M |
| Book Value | 1.46B | 1.38B | 1.28B | 1.18B | 1.21B | 1.15B | 1.19B | 935.76M | 884.03M | 841.96M | 792.24M | 608.39M |
| Return on Equity | 0.09 | 0.10 | 0.11 | 0.11 | 0.09 | 0.02 | 0.08 | 0.11 | 0.08 | 0.08 | 0.08 | 0.10 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 139.97M | 145.44M | 145.39M | 142.41M | 135.28M | 138.95M | 143.35M | 142.07M | 140.58M | 144.76M | 135.14M | 131.52M |
| Net Income | 35.07M | 33.97M | 34.96M | 31.90M | 33.40M | 33.06M | 32.59M | 34.37M | 31.24M | 37.05M | 33.47M | 34.47M |
| EPS | 0.94 | 0.88 | 0.91 | 0.83 | 0.87 | 0.86 | 0.85 | 0.90 | 0.82 | 0.97 | 0.88 | 0.90 |
| Free Cash Flow | 41.56M | 35.81M | 43.41M | 27.09M | 26.97M | 53.92M | 26.81M | 43.90M | 45.73M | 38.44M | 55.59M | 37.55M |
| FCF / Share | 1.11 | 0.93 | 1.12 | 0.70 | 0.70 | 1.41 | 0.70 | 1.15 | 1.20 | 1.01 | 1.46 | 0.97 |
| Operating CF | 42.52M | 37.05M | 40.49M | 28.28M | 28.69M | 54.78M | 27.54M | 44.67M | 46.38M | 39.73M | 57.83M | 38.79M |
| Total Assets | 9.94B | 9.87B | 9.82B | 9.81B | 9.72B | 9.66B | 9.58B | 9.64B | 9.54B | 9.55B | 9.47B | 9.25B |
| Total Debt | 150.29M | 310.95M | 235.30M | 250.30M | 195.31M | 250.31M | 338.42M | 363.42M | 373.53M | 503.63M | 718.74M | 624.00M |
| Cash & Equiv | 62.65M | 163.44M | 196.23M | 203.12M | 211.84M | 244.82M | 228.09M | 246.31M | 207.46M | 233.61M | 238.45M | 227.87M |
| Book Value | 1.43B | 1.46B | 1.48B | 1.45B | 1.42B | 1.38B | 1.38B | 1.32B | 1.30B | 1.28B | 1.22B | 1.21B |
| Return on Equity | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 |