Profitability
Weight: 25%
B-
67
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 56.4%
- Efficiency Ratio Trend +0.01 pp/yr
STBA
S&T Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B-
64
- 5yr Avg ROE 10.1%
- 5yr Share-Count CAGR -0.3%
Growth Quality
Weight: 15%
B
69
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 8.4%
- Efficiency Ratio Trend (growth quality check) +0.01 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
A-
83
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.02
Balance Sheet
Weight: 20%
A+
94
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 14.8%
Stability
Weight: 10%
B-
65
- EPS Volatility (σ/μ) 0.36
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added; 1 full exit.
- Holders
- 1
- Avg Δ position
- +66.2%
- New buys
- 0
- Full exits
- 1