BLFY
Company Description
Blue Foundry Bancorp (BLFY) functions as the parent company for Blue Foundry Bank, a savings institution dedicated to offering a full suite of banking solutions for both individual customers and businesses. The company's primary services encompass deposit accounts and a diverse array of lending options. These include mortgages for one-to-four family residential properties, home equity loans, commercial real estate financing, loans for multi-family dwellings, construction loans, commercial and industrial loans, and various other consumer credit products, alongside home equity lines of credit. As of December 31, 2021, it maintained seventeen full-service branch locations, all situated in northern New Jersey. The organization, originally incorporated as Boiling Springs Bancorp, officially rebranded to Blue Foundry Bancorp in July 2019. Established in 1939, Blue Foundry Bancorp's corporate headquarters are located in Rutherford, New Jersey.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 96.99M | 87.25M | 80.91M | 65.08M | 58.53M | 50.06M | 67.45M |
| Net Income | (10.03M) | (11.91M) | (7.40M) | 2.40M | (36.34M) | (31.51M) | 5.48M |
| EPS | -0.51 | -0.55 | -0.31 | 0.09 | -1.38 | -1.13 | 0.20 |
| Free Cash Flow | (8.31M) | 4.92M | (17.69M) | (2.58M) | (26.04M) | (8.54M) | 3.23M |
| FCF / Share | -0.42 | 0.23 | -0.74 | -0.10 | -0.99 | -0.31 | 0.12 |
| Operating CF | (8.02M) | 5.06M | (12.12M) | 2.78M | (14.14M) | (1.25M) | 5.43M |
| Total Assets | 2.17B | 2.06B | 2.04B | 2.04B | 1.91B | 1.94B | 1.85B |
| Total Debt | 324.43M | 364.67M | 424.28M | 337.82M | 212.20M | 354.94M | 296.90M |
| Cash & Equiv | 53.14M | 42.50M | 46.02M | 41.18M | 193.45M | 316.44M | 124.03M |
| Book Value | 312.74M | 332.20M | 355.64M | 393.72M | 429.47M | 205.60M | 237.62M |
| Return on Equity | -0.03 | -0.04 | -0.02 | 0.01 | -0.08 | -0.15 | 0.02 |
| Metric | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25.49M | 24.55M | 23.84M | 23.11M | 22.20M | 21.92M | 21.83M | 21.29M | 20.91M | 20.54M | 20.14M | 19.32M |
| Net Income | (3.51M) | (1.87M) | (1.96M) | (2.69M) | (2.69M) | (4.04M) | (2.34M) | (2.84M) | (2.93M) | (1.43M) | (1.82M) | (1.21M) |
| EPS | -0.19 | -0.10 | -0.10 | -0.13 | -0.13 | -0.19 | -0.11 | -0.13 | -0.13 | -0.06 | -0.08 | -0.05 |
| Free Cash Flow | (6.22M) | (70,000) | 1.88M | (3.85M) | (613,000) | (3.73M) | 14.13M | (4.86M) | (8.45M) | (476,000) | (2.67M) | (6.10M) |
| FCF / Share | -0.32 | -0.00 | 0.09 | -0.19 | -0.03 | -0.18 | 0.65 | -0.22 | -0.37 | -0.02 | -0.11 | -0.24 |
| Operating CF | (5.98M) | (255,000) | 2.01M | (3.79M) | (512,000) | (3.69M) | 14.12M | (4.86M) | (7.21M) | 776,000 | (1.27M) | (4.42M) |
| Total Assets | 2.17B | 2.16B | 2.13B | 2.09B | 2.06B | 2.06B | 2.05B | 2.03B | 2.04B | 2.06B | 2.08B | 2.10B |
| Total Debt | 324.43M | 343.98M | 366.82M | 358.49M | 364.67M | 374.37M | 368.74M | 368.58M | 424.28M | 429.97M | 427.63M | 450.30M |
| Cash & Equiv | 53.14M | 44.09M | 41.88M | 46.22M | 42.50M | 76.11M | 60.26M | 53.75M | 46.02M | 52.41M | 45.76M | 57.62M |
| Book Value | 312.74M | 314.40M | 321.30M | 326.66M | 332.20M | 339.30M | 345.60M | 350.16M | 355.64M | 359.15M | 366.53M | 385.69M |
| Return on Equity | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.00 | -0.00 | -0.00 |
