Profitability
Weight: 25%
D
36
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA -0.6%
- Operating Margin Trend +5.28 pp/yr
BLFY
Blue Foundry Bancorp
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
D-
31
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE -4.0%
- 5yr Share-Count CAGR -7.1%
Growth Quality
Weight: 10%
F
13
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR -4.0%
- 5yr EPS CAGR 0.0%
- Positive-EPS Years (5) 1/5
Cash Generation
Weight: 5%
A+
95
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.16x
Balance Sheet
Weight: 30%
B-
65
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 14.4%
- Interest Coverage (EBIT/Int) -0.21x
Stability
Weight: 10%
A-
87
- EPS Volatility (σ/μ) 0.00
- Piotroski F-Score 5
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 added; 1 trimmed.
- Holders
- 3
- Avg Δ position
- +50.9%
- New buys
- 0
- Full exits
- 0