ACT
Enact Holdings Inc.
$44.91
+0.01
(+0.01%)
Mkt Cap
6.28B
Volume
169,718
52W Range
34.64-50.56
Sector
Financial Services
Beta
0.47
EPS (TTM)
4.77 USD
P/E Ratio
9.43
Revenue (TTM)
1.25B USD
Rev Growth (5Y)
+2.1%
EPS Growth (5Y)
+14.9%
AlphaVal · Fair Value
What we estimate one share is worth
$113.57
Undervalued
strong signal
60.4% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B+
Banks, Insurers & Asset Managers
75.2 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.23B | 1.20B | 1.15B | 1.09B | 1.12B | 1.11B | 978.85M | 841.10M |
| Net Income | 674.24M | 688.07M | 665.51M | 704.16M | 546.68M | 370.42M | 677.63M | 483.86M |
| EPS | 4.54 | 4.40 | 4.14 | 4.32 | 3.36 | 2.27 | 3.45 | 2.97 |
| Free Cash Flow | 724.52M | 686.26M | 632.04M | 567.12M | (113.53M) | 704.35M | 324.03M | 511.12M |
| FCF / Share | 4.88 | 4.39 | 3.93 | 3.48 | -0.70 | 4.33 | 1.99 | 3.14 |
| Operating CF | 724.52M | 686.26M | 632.04M | 560.51M | 572.12M | 704.35M | 500.02M | 511.12M |
| Total Assets | 6.89B | 6.55B | 6.22B | 5.74B | 5.91B | 5.70B | 4.56B | 4.10B |
| Total Debt | 744.48M | 760.32M | 768.68M | 771.26M | 775.82M | 775.51M | 46.80M | 0 |
| Cash & Equiv | 582.49M | 599.43M | 615.68M | 513.77M | 425.83M | 452.79M | 585.06M | 159.05M |
| Book Value | 5.36B | 5.00B | 4.63B | 4.10B | 4.11B | 3.88B | 3.83B | 3.27B |
| Return on Equity | 0.13 | 0.14 | 0.14 | 0.17 | 0.13 | 0.10 | 0.18 | 0.15 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 317.31M | 312.07M | 311.51M | 311.45M | 304.62M | 306.89M | 301.93M | 309.59M | 298.83M | 291.59M | 296.19M | 299.04M |
| Net Income | 174.84M | 167.77M | 177.16M | 163.50M | 167.81M | 165.78M | 162.74M | 180.67M | 183.67M | 160.99M | 157.31M | 164.19M |
| EPS | 1.25 | 1.18 | 1.23 | 1.11 | 1.12 | 1.09 | 1.06 | 1.16 | 1.17 | 1.01 | 0.99 | 1.03 |
| Free Cash Flow | 118.51M | 224.04M | 186.27M | 192.01M | 119.52M | 226.72M | 166.13M | 188.14M | 144.70M | 187.30M | 190.06M | 154.80M |
| FCF / Share | 0.85 | 1.58 | 1.29 | 1.30 | 0.80 | 1.49 | 1.08 | 1.21 | 0.92 | 1.18 | 1.19 | 0.97 |
| Operating CF | 118.51M | 224.04M | 186.27M | 192.01M | 119.52M | 226.72M | 166.13M | 188.14M | 144.70M | 187.30M | 190.06M | 154.80M |
| Total Assets | 6.96B | 6.96B | 6.89B | 6.88B | 6.77B | 6.72B | 6.55B | 6.60B | 6.35B | 6.30B | 6.22B | 6.00B |
| Total Debt | 744.85M | 744.85M | 744.48M | 744.11M | 743.75M | 743.40M | 760.32M | 742.71M | 742.37M | 746.09M | 768.68M | 744.75M |
| Cash & Equiv | 448.45M | 549.04M | 582.49M | 543.58M | 612.97M | 635.27M | 599.43M | 673.36M | 699.03M | 614.33M | 615.68M | 677.99M |
| Book Value | 5.40B | 5.34B | 5.36B | 5.32B | 5.22B | 5.12B | 5.00B | 5.04B | 4.83B | 4.71B | 4.63B | 4.46B |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 |
ACT News
Aduro Chief Revenue Officer Eric Appelman Elected to the Board of Chemical Recycling Europe
What Makes Enact Holdings (ACT) a New Buy Stock
Enact Holdings: The Parent Company's Need Is The Shareholder's Opportunity
Enact Mortgage Insurance Enters Into a Forward Quota Share Reinsurance Transaction as Part of its Diversified Credit Risk Transfer Program
Enact Receives Ratings Upgrade from AM Best
AM Best Upgrades Credit Ratings of Enact Holdings, Inc. and Certain Operating Subsidiaries
Is Enact Holdings (ACT) Outperforming Other Finance Stocks This Year?
Genworth Financial: Cash From Enact, Buybacks Support Continued Upside
Implied Volatility Surging for Enact Holdings Stock Options
ACT Capital Advisors Represents Advanced Marketing Group, LLC on Its Acquisition by StoneX Commodity Solutions, LLC