ACT
Enact Holdings Inc.
$45.47
-0.18
(-0.39%)
Mkt Cap
6.37B
Volume
9,621
52W Range
33.94-46.34
Sector
Financial Services
Beta
0.46
EPS (TTM)
4.64
P/E Ratio
9.84
Revenue (TTM)
1.24B
Rev Growth (5Y)
+2.1%
EPS Growth (5Y)
+14.9%
AlphaVal · Fair Value
What we estimate one share is worth
$102.22
Undervalued
strong signal
55.3% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
A
Banks, Insurers & Asset Managers
89.6 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.23B | 1.20B | 1.15B | 1.09B | 1.12B | 1.11B | 978.85M | 841.10M |
| Net Income | 674.24M | 688.07M | 665.51M | 704.16M | 546.68M | 370.42M | 677.63M | 483.86M |
| EPS | 4.54 | 4.40 | 4.14 | 4.32 | 3.36 | 2.27 | 3.45 | 2.97 |
| Free Cash Flow | 724.52M | 686.26M | 632.04M | 567.12M | (113.53M) | 704.35M | 324.03M | 511.12M |
| FCF / Share | 4.88 | 4.39 | 3.93 | 3.48 | -0.70 | 4.33 | 1.99 | 3.14 |
| Operating CF | 724.52M | 686.26M | 632.04M | 560.51M | 572.12M | 704.35M | 500.02M | 511.12M |
| Total Assets | 6.89B | 6.55B | 6.22B | 5.74B | 5.91B | 5.70B | 4.56B | 4.10B |
| Total Debt | 744.48M | 760.32M | 768.68M | 771.26M | 775.82M | 775.51M | 46.80M | 0 |
| Cash & Equiv | 582.49M | 599.43M | 615.68M | 513.77M | 425.83M | 452.79M | 585.06M | 159.05M |
| Book Value | 5.36B | 5.00B | 4.63B | 4.10B | 4.11B | 3.88B | 3.83B | 3.27B |
| Return on Equity | 0.13 | 0.14 | 0.14 | 0.17 | 0.13 | 0.10 | 0.18 | 0.15 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 312.07M | 311.51M | 311.45M | 304.62M | 306.89M | 301.93M | 309.59M | 298.83M | 291.59M | 296.19M | 299.04M | 277.52M |
| Net Income | 167.77M | 177.16M | 163.50M | 167.81M | 165.78M | 162.74M | 180.67M | 183.67M | 160.99M | 157.31M | 164.19M | 168.02M |
| EPS | 1.18 | 1.23 | 1.11 | 1.12 | 1.09 | 1.06 | 1.16 | 1.17 | 1.01 | 0.99 | 1.03 | 1.04 |
| Free Cash Flow | 224.04M | 186.27M | 192.01M | 119.52M | 226.72M | 166.13M | 188.14M | 144.70M | 187.30M | 190.06M | 154.80M | 167.85M |
| FCF / Share | 1.58 | 1.29 | 1.30 | 0.80 | 1.49 | 1.08 | 1.21 | 0.92 | 1.18 | 1.19 | 0.97 | 1.04 |
| Operating CF | 224.04M | 186.27M | 192.01M | 119.52M | 226.72M | 166.13M | 188.14M | 144.70M | 187.30M | 190.06M | 154.80M | 167.85M |
| Total Assets | 6.96B | 6.89B | 6.88B | 6.77B | 6.72B | 6.55B | 6.60B | 6.35B | 6.30B | 6.22B | 6.00B | 5.92B |
| Total Debt | 744.85M | 744.48M | 744.11M | 743.75M | 743.40M | 760.32M | 742.71M | 742.37M | 746.09M | 768.68M | 744.75M | 744.10M |
| Cash & Equiv | 549.04M | 582.49M | 543.58M | 612.97M | 635.27M | 599.43M | 673.36M | 699.03M | 614.33M | 615.68M | 677.99M | 691.42M |
| Book Value | 5.34B | 5.36B | 5.32B | 5.22B | 5.12B | 5.00B | 5.04B | 4.83B | 4.71B | 4.63B | 4.46B | 4.38B |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.04 | 0.04 |
ACT News
Enact to Host Second Quarter 2026 Earnings Call August 6th
OPENING POSITION DISCLOSURE UNDER RULE 8.1(a) AND (b) OF THE IRISH TAKEOVER PANEL ACT, 1997, TAKEOVER RULES, 2022 BY AN OFFEROR OR AN OFFEREE
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