Profitability
Weight: 25%
A
92
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 9.5%
- Operating Margin Trend +0.65 pp/yr
ACT
Enact Holdings, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
B+
80
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 12.2%
- 5yr Share-Count CAGR -2.1%
Growth Quality
Weight: 10%
A
89
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 21.3%
- 5yr EPS CAGR 7.7%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
87
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.97x
Balance Sheet
Weight: 30%
A+
99
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 77.7%
- Interest Coverage (EBIT/Int) 18.19x
Stability
Weight: 10%
B
70
- EPS Volatility (σ/μ) 0.22
- Piotroski F-Score 6
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 added.
- Holders
- 1
- Avg Δ position
- +311.3%
- New buys
- 0
- Full exits
- 0
- Cooperman increased +311%