Profitability
Weight: 25%
A+
99
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 44.1%
- Efficiency Ratio Trend -1.83 pp/yr
WCCB
West Coast Community Bancorp
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C-
49
- 5yr Avg ROE 12.9%
- 5yr Share-Count CAGR 4.5%
Growth Quality
Weight: 15%
A+
99
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 25.0%
- Efficiency Ratio Trend (growth quality check) -1.83 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
D
36
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.07
Balance Sheet
Weight: 20%
A
89
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 13.1%
Stability
Weight: 10%
B-
66
- EPS Volatility (σ/μ) 0.49
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 8
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not held by any curated guru.