WCCB
West Coast Community Bancorp
$49.80
+0.00
(+0.00%)
Mkt Cap
522.89M
Volume
110
52W Range
38.3-50.02
Sector
Financial Services
Beta
0.52
EPS (TTM)
5.15
P/E Ratio
9.67
Revenue (TTM)
175.50M
Rev Growth (5Y)
+25.0%
EPS Growth (5Y)
+18.4%
AlphaVal · Fair Value
$115.27
Undervalued · Strong
56.8% below fair value
AlphaQuality · Grade
B-
Banks, Insurers & Asset Managers
62.3 / 100 composite
Company Description
West Coast Community Bancorp is the holding company for West Coast Community Bank, formerly known as Santa Cruz County Bank. The bank provides a range of commercial and personal banking services, including business loans, lines of credit, commercial real estate financing, construction lending, agricultural loans, SBA and USDA government-guaranteed loans, asset-based lending, credit cards, merchant services, remote deposit capture, mobile and online banking, bill payment, and treasury management.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 170.77M | 124.20M | 98.48M | 76.61M | 68.13M | 55.91M | 40.82M | 33.83M | 29.63M | 26.08M | 23.04M | 20.98M |
| Net Income | 50.43M | 29.58M | 35.15M | 30.94M | 21.27M | 17.55M | 12.28M | 11.38M | 6.76M | 6.49M | 5.43M | 4.37M |
| EPS | 4.81 | 3.32 | 4.19 | 3.63 | 2.50 | 2.07 | 2.05 | 2.13 | 1.27 | 1.23 | 1.05 | 0.85 |
| Free Cash Flow | 49.18M | 22.44M | 22.84M | 6.27M | (17.84M) | (4.18M) | 14.48M | 6.51M | (4.83M) | 117,075 | N/A | N/A |
| FCF / Share | 4.69 | 2.52 | 2.72 | 0.74 | -2.10 | -0.49 | 2.42 | 1.22 | -0.91 | 0.02 | N/A | N/A |
| Operating CF | 51.85M | 23.38M | 24.11M | 10.01M | (14.84M) | (648,000) | 14.91M | 11.51M | (4.42M) | 464,501 | N/A | N/A |
| Total Assets | 2.88B | 2.70B | 1.79B | 1.74B | 1.70B | 1.42B | 1.08B | 662.41M | 629.96M | 588.23M | N/A | N/A |
| Total Debt | 7.79M | 18.77M | 32.50M | 0 | 0 | 40.36M | 5.69M | 0 | 0 | 0 | N/A | N/A |
| Cash & Equiv | 0 | 84.76M | 44.40M | 77.38M | 157.29M | 67.77M | 48.23M | 106.76M | 100.84M | 108.64M | N/A | N/A |
| Book Value | 376.83M | 332.98M | 230.04M | 197.68M | 186.09M | 168.49M | 151.10M | 68.52M | 57.28M | 50.72M | N/A | N/A |
| Return on Equity | 0.13 | 0.09 | 0.15 | 0.16 | 0.11 | 0.10 | 0.08 | 0.17 | 0.12 | 0.13 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 44.55M | 44.58M | 44.17M | 42.20M | 40.81M | 43.05M | 27.13M | 26.82M | 26.69M | 26.14M | 25.54M | 23.92M |
| Net Income | 14.99M | 13.77M | 12.06M | 12.92M | 11.68M | 3.84M | 8.20M | 8.22M | 9.32M | 8.84M | 9.11M | 8.32M |
| EPS | 1.45 | 1.32 | 1.15 | 1.23 | 1.11 | 0.37 | 0.98 | 0.98 | 1.11 | 1.05 | 1.09 | 0.99 |
| Free Cash Flow | N/A | N/A | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| FCF / Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating CF | N/A | N/A | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Assets | 2.90B | 2.88B | 2.84B | 2.65B | 2.66B | 2.70B | 1.80B | 1.71B | 1.71B | 1.79B | 1.77B | 1.75B |
| Total Debt | 7.86M | 7.79M | 11.09M | 15.10M | 31.70M | 18.77M | 0 | 16.50M | 0 | 32.50M | 0 | 48.00M |
| Cash & Equiv | 161.51M | 0 | 0 | 40.40M | 45.35M | 84.76M | 134.45M | 36.13M | 39.15M | 44.40M | 37.75M | 47.93M |
| Book Value | 388.23M | 376.83M | 368.50M | 356.92M | 345.69M | 332.98M | 256.68M | 246.22M | 238.09M | 230.04M | 217.67M | 208.20M |
| Return on Equity | 0.04 | 0.04 | 0.03 | 0.04 | 0.03 | 0.01 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 |
WCCB News
West Coast Community Bancorp Announces Annual Shareholder Voting Results
West Coast Community Bancorp (WCCB) Q1 Earnings and Revenues Surpass Estimates
West Coast Community Bancorp Announces Earnings and Dividend for the First Quarter of 2026
WEST COAST BCP (WCCB) Upgraded to Buy: Here's Why
West Coast Community Bancorp Announces Election of New Directors and Planned Retirement of Longstanding Board Director
WEST COAST BCP (WCCB) Upgraded to Buy: Here's What You Should Know
West Coast Community Bancorp (WCCB) Q4 Earnings Beat Estimates
West Coast Community Bancorp Announces Earnings and Dividend for the Fourth Quarter of 2025