TRUE TrueCar, Inc.
$2.54
Stable Earnings Power 40%
P/Adj-EPS × Normalized Multiple
Strong · Conviction

Undervalued

Trading 79.6% below fair value

You pay $2.54
Bear $10.42
Fair $12.45
Bull $14.47
Bear $10.42 +310.3% $0.72 × 18x P/E
Fair $12.45 +390.1% $0.72 × 22x P/E
Bull $14.47 +469.8% $0.72 × 25x P/E

Key Value Driver

Normalized P/E multiple (22x base case)

Implied Market Multiple 3.5x

Summary

Our base-case estimate uses a valuation based on adjusted earnings per share and a normalized price-to-earnings multiple. We then blend that result with the average analyst price target of $3.35 from 23 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $12.45 per share.

Warnings

Wall Street's average price target is $3.35 (from 23 analysts). Our estimate is 362% above the consensus -- consider that gap carefully.

Key Risks

  • Growth DCF inappropriate — terminal value assumptions dominate
  • EV/EBITDA misleading for regulated businesses where capex is mandated
  • Regulatory risk is a fat tail not visible in normal multiples