SMBK

SmartFinancial, Inc.
$48.24
-1.88 (-3.75%)
Mkt Cap 824.83M
Volume 203,832
52W Range 34.23-54.14
Sector Financial Services
Beta 0.71
EPS (TTM) 3.71 USD
P/E Ratio 13.00
Revenue (TTM) 342.15M USD
Rev Growth (5Y) +18.9%
EPS Growth (5Y) +13.1%
AlphaVal · Fair Value
What we estimate one share is worth
$44.60
Overvalued weak signal
8.2% above fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C+
Banks, Insurers & Asset Managers
61.0 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 316.37M 285.27M 240.37M 186.55M 149.18M 133.04M 115.17M 96.74M 55.65M 45.59M 29.25M 21.32M
Net Income 50.35M 36.14M 28.59M 43.02M 34.79M 24.33M 26.55M 18.10M 5.02M 5.80M 1.51M 1.83M
EPS 3.01 2.16 1.70 2.57 2.23 1.63 1.90 1.46 0.56 0.82 0.27 0.04
Free Cash Flow 59.34M 46.30M 33.45M 44.31M 43.80M 23.63M 23.60M 16.98M (1.56M) 4.60M 1.26M (1.16M)
FCF / Share 3.53 2.76 1.99 2.65 2.81 1.58 1.69 1.37 -0.18 0.78 0.22 -0.70
Operating CF 61.72M 52.70M 39.72M 56.79M 46.18M 29.07M 29.87M 20.82M 1.24M 11.59M 2.34M 1.69M
Total Assets 5.86B 5.28B 4.83B 4.64B 4.61B 3.30B 2.45B 2.27B 1.72B 1.06B 1.02B 533.80M
Total Debt 101.67M 47.78M 55.20M 83.92M 141.73M 120.55M 70.88M 62.18M 67.66M 45.13M 80.26M 37.76M
Cash & Equiv 464.42M 373.51M 294.82M 251.11M 1.01B 415.31M 160.53M 115.82M 106.06M 68.75M 73.77M 39.03M
Book Value 552.38M 491.35M 459.89M 432.45M 429.43M 357.17M 312.75M 283.01M 205.85M 105.24M 100.18M 55.89M
Return on Equity 0.09 0.07 0.06 0.10 0.08 0.07 0.08 0.06 0.02 0.06 0.02 0.03
SMBK News
SmartFinancial: 3 Key Takeaways for Long-Term Investors
Oct 21, 2026 02:35 AM · fool.com
SmartFinancial (NASDAQ:SMBK) Stock Breaks Below Fifty Day Moving Average – Should You Sell?
Oct 21, 2026 12:12 AM · defenseworld.net
SmartFinancial, Inc. (SMBK) Q3 2026 Earnings Call Transcript
Oct 20, 2026 11:24 AM · seekingalpha.com
SmarFinancial (SMBK) Reports Q3 Earnings: What Key Metrics Have to Say
Oct 19, 2026 03:31 PM · zacks.com
SmarFinancial (SMBK) Q3 Earnings and Revenues Surpass Estimates
Oct 19, 2026 03:15 PM · zacks.com
SmartFinancial Announces Results for the Third Quarter 2026
Oct 19, 2026 01:00 PM · businesswire.com
Countdown to SmarFinancial (SMBK) Q3 Earnings: Wall Street Forecasts for Key Metrics
Oct 14, 2026 06:16 AM · zacks.com
SmarFinancial (SMBK) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Oct 12, 2026 07:00 AM · zacks.com
SmartFinancial (SMBK) Projected to Release Quarterly Earnings on Monday
Oct 11, 2026 09:26 PM · defenseworld.net
SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call
Oct 05, 2026 01:00 PM · businesswire.com