SEZL
Sezzle Inc.
$132.12
-7.18
(-5.15%)
Mkt Cap
4.46B
Volume
551,946
52W Range
49.5-195.71
Sector
Financial Services
Beta
6.73
EPS (TTM)
4.77 USD
P/E Ratio
27.70
Revenue (TTM)
531.89M USD
Rev Growth (5Y)
+50.3%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$10.35
Overvalued
strong signal
1176.7% above fair value
Modeled from cash flows & growth.
AlphaQuality · Ungradable
AlphaQuality does not grade financial companies — their quality is dominated by balance-sheet and capital-structure factors outside the scope of this model.
Company Description
Sezzle Inc., established in 2016 and based in Minneapolis, Minnesota, functions as a tech-powered payment enterprise with operations concentrated in the United States and Canada. It delivers a payment service available at both e-commerce sites and physical retail outlets, facilitating connections between consumers and businesses. The company's platform allows patrons to complete online transactions and divide the total cost into four equivalent, interest-free installments, payable over a six-week period.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 450.28M | 271.13M | 159.36M | 125.57M | 114.82M | 58.79M | 0 | 1.63M | 29,366 |
| Net Income | 133.13M | 78.52M | 7.10M | (38.09M) | (75.17M) | (32.39M) | (16.60M) | (4.19M) | (1.77M) |
| EPS | 3.93 | 2.33 | 0.21 | -1.17 | -2.38 | -0.84 | -0.66 | -0.45 | -0.21 |
| Free Cash Flow | 208.36M | 39.44M | (27.06M) | 7.50M | (72.82M) | (25.22M) | (20.05M) | (6.60M) | (909,067) |
| FCF / Share | 6.14 | 1.10 | -0.79 | 0.23 | -2.30 | -0.85 | -1.14 | -0.70 | -0.11 |
| Operating CF | 209.91M | 40.90M | (25.69M) | 8.51M | (72.13M) | (24.81M) | (19.92M) | (6.23M) | (900,203) |
| Total Assets | 400.23M | 298.37M | 212.65M | 172.58M | 223.40M | 174.11M | 64.54M | 12.54M | 1.18M |
| Total Debt | 140.81M | 104.91M | 95.67M | 64.11M | 78.22M | 1.61M | 1.14M | 4.38M | 0 |
| Cash & Equiv | 64.05M | 73.19M | 67.62M | 68.28M | 76.98M | 84.29M | 34.97M | 6.52M | 831,896 |
| Book Value | 169.81M | 87.84M | 22.09M | 8.84M | 37.79M | 59.96M | 27.32M | 5.29M | (2.25M) |
| Return on Equity | 0.78 | 0.89 | 0.32 | -4.31 | -1.99 | -0.54 | -0.61 | -0.79 | N/A |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 149.68M | 135.54M | 129.87M | 116.80M | 98.70M | 104.91M | 98.22M | 69.96M | 55.97M | 46.98M | 48.90M | 40.84M |
| Net Income | 40.77M | 51.30M | 42.69M | 26.67M | 27.60M | 36.16M | 25.37M | 15.45M | 29.70M | 8.01M | 2.94M | 1.29M |
| EPS | 1.21 | 1.52 | 1.26 | 0.78 | 0.76 | 1.07 | 0.69 | 0.46 | 0.82 | 0.22 | 0.08 | 0.04 |
| Free Cash Flow | 51.83M | 88.63M | 153.70M | 32.32M | (30.98M) | 58.53M | 937,716 | 5.43M | (4.83M) | 38.27M | (15.34M) | (13.45M) |
| FCF / Share | 1.54 | 2.62 | 4.53 | 0.89 | -0.86 | 1.62 | 0.03 | 0.15 | -0.13 | 1.07 | -0.44 | -0.40 |
| Operating CF | 52.25M | 88.98M | 154.29M | 33.10M | (29.96M) | 58.84M | 971,412 | 5.71M | (4.39M) | 38.61M | (15.02M) | (13.15M) |
| Total Assets | 456.47M | 454.31M | 400.23M | 366.96M | 350.55M | 298.07M | 298.37M | 252.87M | 212.08M | 195.71M | 212.65M | 179.90M |
| Total Debt | 121.83M | 145.16M | 140.81M | 118.17M | 131.38M | 70.79M | 104.91M | 94.88M | 69.84M | 72.62M | 95.67M | 76.44M |
| Cash & Equiv | 84.31M | 120.45M | 64.05M | 104.15M | 88.94M | 88.89M | 73.19M | 80.06M | 58.03M | 77.78M | 67.62M | 65.15M |
| Book Value | 232.97M | 196.72M | 169.81M | 155.27M | 130.40M | 125.76M | 87.84M | 61.14M | 50.29M | 29.61M | 22.09M | 17.97M |
| Return on Equity | 0.17 | 0.26 | 0.25 | 0.17 | 0.21 | 0.29 | 0.29 | 0.25 | 0.59 | 0.27 | 0.13 | 0.07 |
SEZL News
Sezzle Submits Application to Establish a National Bank
5 Strong Buy Growth Stocks With High Margins to Grab Before Earnings
Sezzle Spotlights Gen Z Advisory Council to Give the Next Generation a Direct Say in Its Products
Sezzle (NASDAQ: SEZL) schedules November 4 results call and investor conferences
Sezzle: Recent Pullback Provides A Good Entry Point
Sezzle Users Complete Over 2 Million Financial Literacy Lessons in the App's Money IQ Program
Sezzle: New Launches, High Returns, Above-Average Growth
Which Buy Now Pay Later Stock Dominated in September: Klarna, Affirm, or Sezzle?
Sezzle's On-Demand Push: Can It Win More Enterprise Merchants?
Here's Why Sezzle Inc. (SEZL) is a Strong Growth Stock