Profitability
Weight: 25%
D-
30
- 5yr Avg ROIC -5.5%
- Operating Margin Trend +5.59 pp/yr
RPAY
Repay Holdings Corporation
AlphaQuality composite grade, weighted for platform & compounding fcf businesses.
⚠ 4 of the last 5 fiscal years showed negative net income — AlphaQuality will not grade above F for persistent unprofitability in a platform & compounding fcf business.
Grade overrides the 30.0 pillar composite — hard gates always win.
Capital Efficiency
Weight: 15%
F
18
- 5yr Avg ROE -17.1%
- 5yr Share-Count CAGR 0.7%
Growth Quality
Weight: 25%
C+
58
- 5yr Revenue CAGR 9.0%
- 5yr EPS CAGR 0.0%
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 20%
A-
81
- 5yr FCF Margin 20.5%
- 5yr FCF/NI Conversion 2.70x
Balance Sheet
Weight: 10%
F
0
- Net Debt / EBITDA 10.00x
- Interest Coverage (EBIT/Int) -18.86x
- Altman Z-Score -0.84
Stability
Weight: 5%
D+
40
- EPS Volatility (σ/μ) 1.39
- Piotroski F-Score 6
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 2 gurus held; 1 added; 1 full exit.
- Holders
- 1 -1
- Avg Δ position
- +1.3%
- New buys
- 0
- Full exits
- 1