Profitability
Weight: 25%
D-
30
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA -11.6%
- Operating Margin Trend +40.55 pp/yr
ROOT
Root, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
F
0
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE -48.5%
- 5yr Share-Count CAGR 5.6%
Growth Quality
Weight: 10%
D+
42
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR -25.8%
- 5yr EPS CAGR 22.4%
- Positive-EPS Years (5) 2/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 5.73x
Balance Sheet
Weight: 30%
A-
83
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 25.8%
- Interest Coverage (EBIT/Int) 2.94x
Stability
Weight: 10%
A-
80
- EPS Volatility (σ/μ) 0.00
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.0 of 2 gurus held; 2 full exits.
- Holders
- 0 -2
- Avg Δ position
- —
- New buys
- 0
- Full exits
- 2