ROOT
Root, Inc.
$57.70
+1.16
(+2.05%)
Mkt Cap
808.96M
Volume
146,768
52W Range
40.91-104.47
Sector
Financial Services
Beta
2.93
EPS (TTM)
3.71 USD
P/E Ratio
15.55
Revenue (TTM)
1.57B USD
Rev Growth (5Y)
+34.3%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$18.23
Overvalued
strong signal
216.6% above fair value
Modeled from cash flows & growth.
AlphaQuality · Ungradable
AlphaQuality could not find usable underwriting data (premiums earned and losses incurred) for this company — some insurance brokers and other fee-based businesses never report this and may stay ungradable permanently; a genuine insurer without it yet may become gradable once more data is available.
Company Description
Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy. The company employs a direct-to-consumer business model, primarily connecting with its customers via user-friendly mobile applications and its official website. Its comprehensive distribution network also incorporates various other digital platforms, media campaigns, referral initiatives, and collaborations with external partners and independent agencies. Established in 2015, the firm's corporate headquarters are situated in Columbus, Ohio.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.52B | 1.18B | 455.00M | 310.80M | 345.40M | 346.80M | 290.20M | 43.30M |
| Net Income | 40.30M | 30.90M | (147.40M) | (297.70M) | (521.10M) | (363.00M) | (282.40M) | (69.10M) |
| EPS | 2.49 | 1.96 | -10.24 | -21.11 | -37.62 | -86.43 | -24.83 | -6.08 |
| Free Cash Flow | 192.40M | 183.90M | (43.00M) | (220.70M) | (414.60M) | (303.30M) | (139.30M) | (29.60M) |
| FCF / Share | 12.41 | 12.34 | -2.99 | -15.65 | -29.95 | -21.85 | -9.89 | -16.70 |
| Operating CF | 206.50M | 195.70M | (33.60M) | (210.60M) | (403.40M) | (287.20M) | (127.20M) | (26.10M) |
| Total Assets | 1.54B | 1.32B | 1.17B | 1.09B | 1.06B | 1.52B | 685.90M | 187.10M |
| Total Debt | 201.30M | 202.30M | 299.30M | 298.60M | 14.10M | 178.00M | 191.30M | 14.90M |
| Cash & Equiv | 689.90M | 600.30M | 679.70M | 763.10M | 707.00M | 1.11B | 416.60M | 122.30M |
| Book Value | 396.30M | 315.70M | 277.70M | 389.10M | 648.40M | 1.03B | 186.40M | 86.90M |
| Return on Equity | 0.10 | 0.10 | -0.53 | -0.77 | -0.80 | -0.35 | -1.52 | -0.80 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 389.20M | 393.50M | 397.00M | 387.80M | 382.90M | 349.40M | 326.70M | 305.70M | 289.20M | 254.90M | 194.80M | 115.30M |
| Net Income | 25.40M | 35.90M | 5.30M | (5.40M) | 22.00M | 18.40M | 22.10M | 22.80M | (7.80M) | (6.20M) | (24.00M) | (45.80M) |
| EPS | 1.54 | 2.19 | 0.33 | -0.35 | 1.36 | 1.15 | 1.38 | 1.45 | -0.52 | -0.42 | -1.64 | -3.16 |
| Free Cash Flow | 53.80M | 5.80M | 65.90M | 53.70M | 48.00M | 24.80M | 64.80M | 47.00M | 59.90M | 12.20M | 44.00M | 12.60M |
| FCF / Share | 3.43 | 0.37 | 4.25 | 3.49 | 3.12 | 1.63 | 4.29 | 3.13 | 4.02 | 0.84 | 3.01 | 0.87 |
| Operating CF | 57.50M | 9.30M | 70.10M | 57.60M | 52.00M | 26.80M | 69.20M | 49.40M | 62.60M | 14.50M | 46.10M | 14.60M |
| Total Assets | 1.67B | 1.56B | 1.54B | 1.49B | 1.43B | 1.41B | 1.32B | 1.36B | 1.29B | 1.24B | 1.17B | 1.07B |
| Total Debt | 310.80M | 200.30M | 201.30M | 196.80M | 196.60M | 196.50M | 202.30M | 293.30M | 292.60M | 291.80M | 299.30M | 290.40M |
| Cash & Equiv | 509.60M | 608.90M | 689.90M | 654.40M | 642.50M | 610.50M | 600.30M | 675.80M | 668.20M | 641.50M | 679.70M | 636.30M |
| Book Value | 327.90M | 437.90M | 396.30M | 377.00M | 356.50M | 340.70M | 315.70M | 293.90M | 263.30M | 277.70M | 277.70M | 289.10M |
| Return on Equity | 0.08 | 0.08 | 0.01 | -0.01 | 0.06 | 0.05 | 0.07 | 0.08 | -0.03 | -0.02 | -0.09 | -0.16 |
ROOT News
Is Root Inc (ROOT) a Bargain After 6.4% Drop? GF Value Says Undervalued
Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents
Root's 2026 Outlook: AI-Driven Telematics Model Gains Scale Through Embedded Growth Partnerships
Should You Buy, Sell or Hold ROOT Stock Post Q2 Earnings?
Root, Inc. (ROOT) Q2 2026 Earnings Call Transcript
Root Q2 Earnings Call Highlights
Root, Inc. Announces 2026 Second Quarter Results
Financial Review: Hannover Ruck (OTCMKTS:HVRRY) and Root (NASDAQ:ROOT)
Root Launches Behavior-Based Car Insurance in New Jersey, Expanding Footprint to 37 States
Dollar Tree's Turnaround Is Starting to Take Root