ROOT
Root, Inc.
$64.40
-1.81
(-2.73%)
Mkt Cap
902.89M
Volume
166,525
52W Range
40.91-134
Sector
Financial Services
Beta
2.85
EPS (TTM)
3.53
P/E Ratio
18.24
Revenue (TTM)
1.56B
Rev Growth (5Y)
+34.3%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$39.38
Overvalued
strong signal
63.5% above fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C-
Banks, Insurers & Asset Managers
49.2 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy. The company employs a direct-to-consumer business model, primarily connecting with its customers via user-friendly mobile applications and its official website. Its comprehensive distribution network also incorporates various other digital platforms, media campaigns, referral initiatives, and collaborations with external partners and independent agencies. Established in 2015, the firm's corporate headquarters are situated in Columbus, Ohio.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.52B | 1.18B | 455.00M | 310.80M | 345.40M | 346.80M | 290.20M | 43.30M |
| Net Income | 40.30M | 30.90M | (147.40M) | (297.70M) | (521.10M) | (363.00M) | (282.40M) | (69.10M) |
| EPS | 2.49 | 1.96 | -10.24 | -21.11 | -37.62 | -86.43 | -24.83 | -6.08 |
| Free Cash Flow | 192.40M | 183.90M | (43.00M) | (220.70M) | (414.60M) | (303.30M) | (139.30M) | (29.60M) |
| FCF / Share | 12.41 | 12.34 | -2.99 | -15.65 | -29.95 | -21.85 | -9.89 | -16.70 |
| Operating CF | 206.50M | 195.70M | (33.60M) | (210.60M) | (403.40M) | (287.20M) | (127.20M) | (26.10M) |
| Total Assets | 1.54B | 1.32B | 1.17B | 1.09B | 1.06B | 1.52B | 685.90M | 187.10M |
| Total Debt | 201.30M | 202.30M | 299.30M | 298.60M | 14.10M | 178.00M | 191.30M | 14.90M |
| Cash & Equiv | 689.90M | 600.30M | 679.70M | 763.10M | 707.00M | 1.11B | 416.60M | 122.30M |
| Book Value | 396.30M | 315.70M | 277.70M | 389.10M | 648.40M | 1.03B | 186.40M | 86.90M |
| Return on Equity | 0.10 | 0.10 | -0.53 | -0.77 | -0.80 | -0.35 | -1.52 | -0.80 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 393.50M | 397.00M | 387.80M | 382.90M | 349.40M | 326.70M | 305.70M | 289.20M | 254.90M | 194.80M | 115.30M | 74.80M |
| Net Income | 35.90M | 5.30M | (5.40M) | 22.00M | 18.40M | 22.10M | 22.80M | (7.80M) | (6.20M) | (24.00M) | (45.80M) | (36.70M) |
| EPS | 2.19 | 0.33 | -0.35 | 1.36 | 1.15 | 1.38 | 1.45 | -0.52 | -0.42 | -1.64 | -3.16 | -2.55 |
| Free Cash Flow | 5.80M | 65.90M | 53.70M | 48.00M | 24.80M | 64.80M | 47.00M | 59.90M | 12.20M | 44.00M | 12.60M | (13.40M) |
| FCF / Share | 0.37 | 4.25 | 3.49 | 3.12 | 1.63 | 4.29 | 3.13 | 4.02 | 0.84 | 3.01 | 0.87 | -0.93 |
| Operating CF | 9.30M | 70.10M | 57.60M | 52.00M | 26.80M | 69.20M | 49.40M | 62.60M | 14.50M | 46.10M | 14.60M | (10.60M) |
| Total Assets | 1.56B | 1.54B | 1.49B | 1.43B | 1.41B | 1.32B | 1.36B | 1.29B | 1.24B | 1.17B | 1.07B | 991.00M |
| Total Debt | 200.30M | 201.30M | 196.80M | 196.60M | 196.50M | 202.30M | 293.30M | 292.60M | 291.80M | 299.30M | 290.40M | 289.60M |
| Cash & Equiv | 608.90M | 689.90M | 654.40M | 642.50M | 610.50M | 600.30M | 675.80M | 668.20M | 641.50M | 679.70M | 636.30M | 629.00M |
| Book Value | 437.90M | 396.30M | 377.00M | 356.50M | 340.70M | 315.70M | 293.90M | 263.30M | 277.70M | 277.70M | 289.10M | 326.40M |
| Return on Equity | 0.08 | 0.01 | -0.01 | 0.06 | 0.05 | 0.07 | 0.08 | -0.03 | -0.02 | -0.09 | -0.16 | -0.11 |
ROOT News
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Root, Inc.: Upgraded To Strong Buy Due To Its Strong Q1 2026 Performance
Root, Inc. (ROOT) Just Overtook the 20-Day Moving Average
Root, Inc. (ROOT) Crossed Above the 50-Day Moving Average: What That Means for Investors
Root, Inc. Schedules Conference Call to Discuss Second Quarter 2026 Financial Results
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Is It Too Late to Buy Root Inc (ROOT) After 4.2% Rally? GF Value Says Undervalued
Roots Q1 Earnings Call Highlights