ROOT
Root, Inc.
$57.38
-0.47
(-0.81%)
Mkt Cap
804.47M
Volume
281,624
52W Range
40.91-162.99
Sector
Financial Services
Beta
2.95
EPS (TTM)
3.53
P/E Ratio
16.25
Revenue (TTM)
1.56B
Rev Growth (5Y)
+34.3%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
$39.38
Overvalued · Strong
45.7% above fair value
AlphaQuality · Grade
C-
Banks, Insurers & Asset Managers
49.2 / 100 composite
Company Description
Root, Inc. provides insurance products and services in the United States. The company offers automobile, homeowners, and renters insurance products. The company operates a direct-to-consumer model and serves customers primarily through mobile applications, as well as through its website. Its direct distribution channels also cover digital, media, and referral channels, as well as distribution partners and agencies. The company was incorporated in 2015 and is headquartered in Columbus, Ohio.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.52B | 1.18B | 455.00M | 310.80M | 345.40M | 346.80M | 290.20M | 43.30M |
| Net Income | 40.30M | 30.90M | (147.40M) | (297.70M) | (521.10M) | (363.00M) | (282.40M) | (69.10M) |
| EPS | 2.49 | 1.96 | -10.24 | -21.11 | -37.62 | -86.43 | -24.83 | -6.08 |
| Free Cash Flow | 192.40M | 183.90M | (43.00M) | (220.70M) | (414.60M) | (303.30M) | (139.30M) | (29.60M) |
| FCF / Share | 12.41 | 12.34 | -2.99 | -15.65 | -29.95 | -21.85 | -9.89 | -16.70 |
| Operating CF | 206.50M | 195.70M | (33.60M) | (210.60M) | (403.40M) | (287.20M) | (127.20M) | (26.10M) |
| Total Assets | 1.54B | 1.32B | 1.17B | 1.09B | 1.06B | 1.52B | 685.90M | 187.10M |
| Total Debt | 201.30M | 202.30M | 299.30M | 298.60M | 14.10M | 178.00M | 191.30M | 14.90M |
| Cash & Equiv | 689.90M | 600.30M | 679.70M | 763.10M | 707.00M | 1.11B | 416.60M | 122.30M |
| Book Value | 396.30M | 315.70M | 277.70M | 389.10M | 648.40M | 1.03B | 186.40M | 86.90M |
| Return on Equity | 0.10 | 0.10 | -0.53 | -0.77 | -0.80 | -0.35 | -1.52 | -0.80 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 393.50M | 397.00M | 387.80M | 382.90M | 349.40M | 326.70M | 305.70M | 289.20M | 254.90M | 194.80M | 115.30M | 74.80M |
| Net Income | 35.90M | 5.30M | (5.40M) | 22.00M | 18.40M | 22.10M | 22.80M | (7.80M) | (6.20M) | (24.00M) | (45.80M) | (36.70M) |
| EPS | 2.19 | 0.33 | -0.35 | 1.36 | 1.15 | 1.38 | 1.45 | -0.52 | -0.42 | -1.64 | -3.16 | -2.55 |
| Free Cash Flow | 5.80M | 65.90M | 53.70M | 52.00M | 24.80M | 64.80M | 47.00M | 59.90M | 12.20M | 44.00M | 12.60M | (13.40M) |
| FCF / Share | 0.37 | 4.25 | 3.49 | 3.38 | 1.63 | 4.29 | 3.13 | 4.02 | 0.84 | 3.01 | 0.87 | -0.93 |
| Operating CF | 9.30M | 70.10M | 57.60M | 52.00M | 26.80M | 69.20M | 49.40M | 62.60M | 14.50M | 46.10M | 14.60M | (10.60M) |
| Total Assets | 1.56B | 1.54B | 1.49B | 1.43B | 1.41B | 1.32B | 1.36B | 1.29B | 1.24B | 1.17B | 1.07B | 991.00M |
| Total Debt | 200.30M | 201.30M | 196.80M | 196.60M | 196.50M | 202.30M | 293.30M | 292.60M | 291.80M | 299.30M | 290.40M | 289.60M |
| Cash & Equiv | 608.90M | 689.90M | 654.40M | 642.50M | 610.50M | 600.30M | 675.80M | 668.20M | 641.50M | 679.70M | 636.30M | 629.00M |
| Book Value | 437.90M | 396.30M | 377.00M | 356.50M | 340.70M | 315.70M | 293.90M | 263.30M | 277.70M | 277.70M | 289.10M | 326.40M |
| Return on Equity | 0.08 | 0.01 | -0.01 | 0.06 | 0.05 | 0.07 | 0.08 | -0.03 | -0.02 | -0.09 | -0.16 | -0.11 |
ROOT News
Root: Margin Improvements Outweigh Near-Term Top-Line Headwinds
Organigram: Record Harvests Are The Root Of Market Share Erosion
Root (ROOT) CEO on Record Quarter, Becoming AI "Disruptor" & CVNA Partnership
Root: 66% Upside As Profitability Accelerates
Root, Inc. (ROOT) Q1 2026 Earnings Call Transcript
Root, Inc. Announces 2026 First Quarter Results
Root Lowers Cost of Capital Through Refinancing and Announces $75 Million Share Repurchase Program
Root, Inc. to Participate in Upcoming Investor Conferences
Root Insurance Launches 24-Hour Agent Appointment Program, Setting New Industry Standard for Speed
Root Inc (ROOT) Shares Fall 3.1% -- What GF Score of 79 Tells Investors