Profitability
Weight: 25%
C-
46
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2024) 61.7%
- Efficiency Ratio Trend +0.74 pp/yr
PPBI
Pacific Premier Bancorp, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
F
26
- 5yr Avg ROE 6.1%
- 5yr Share-Count CAGR 9.3%
Growth Quality
Weight: 15%
C+
61
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 9.5%
- Efficiency Ratio Trend (growth quality check) +0.74 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
10
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.11
Balance Sheet
Weight: 20%
A+
96
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 16.5%
Stability
Weight: 10%
C
54
- EPS Volatility (σ/μ) 0.57
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 new buys.
- Holders
- 2 +1
- Avg Δ position
- —
- New buys
- 2
- Full exits
- 0