PPBI
Company Description
Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. The company accepts deposit products, such as checking, money market, and savings accounts; and certificates of deposit. Its loan portfolio includes commercial real estate owner and non-owner-occupied, multifamily, construction and land, franchise real estate secured, small business administration (SBA), and SBA paycheck protection program loans; revolving lines or credit, term loans, seasonal loans, and loans secured by liquid collateral; one-to-four family and home equity lines of credit loans; and savings account secured loans and auto loans. The company also offers cash management, electronic banking, treasury management, and online bill payment services. It operates 61 full-service depository branches located in Arizona, California, Nevada, Oregon, and Washington. Pacific Premier Bancorp, Inc. was founded in 1983 and is headquartered in Irvine, California.
Track Record
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 853.39M | 672.35M | 834.07M | 784.47M | 678.82M | 542.00M | 466.16M | 291.58M | 179.11M | 127.83M | 90.90M | 69.78M |
| Net Income | 158.80M | 30.85M | 283.74M | 339.89M | 60.35M | 159.72M | 123.34M | 60.10M | 40.10M | 25.52M | 16.62M | 8.99M |
| EPS | 1.65 | 0.31 | 2.99 | 3.60 | 0.75 | 2.62 | 2.29 | 1.59 | 1.49 | 1.21 | 0.97 | 0.57 |
| Free Cash Flow | 222.79M | 244.37M | 403.56M | 310.93M | 200.89M | 163.86M | 186.20M | 65.19M | 51.48M | 21.78M | N/A | N/A |
| FCF / Share | 2.36 | 2.60 | 4.31 | 3.32 | 2.54 | 2.72 | 3.45 | 1.73 | 1.91 | 1.03 | N/A | N/A |
| Operating CF | 226.46M | 250.98M | 411.03M | 320.21M | 212.30M | 182.69M | 196.49M | 69.37M | 63.45M | 23.67M | N/A | N/A |
| Total Assets | 17.90B | 19.03B | 21.69B | 21.09B | 19.74B | 11.78B | 11.49B | 8.02B | 4.04B | 2.79B | N/A | N/A |
| Total Debt | 272.45M | 931.84M | 1.33B | 888.57M | 532.51M | 732.17M | 777.99M | 641.41M | 447.32M | 266.44M | N/A | N/A |
| Cash & Equiv | 610.58M | 936.47M | 1.10B | 306.92M | 883.61M | 329.56M | 209.55M | 203.76M | 160.80M | 80.39M | N/A | N/A |
| Book Value | 2.96B | 2.88B | 2.80B | 2.89B | 2.75B | 2.01B | 1.97B | 1.24B | 459.32M | 298.98M | N/A | N/A |
| Return on Equity | 0.05 | 0.01 | 0.10 | 0.12 | 0.02 | 0.08 | 0.06 | 0.05 | 0.09 | 0.09 | N/A | N/A |
| Metric | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 192.27M | 195.12M | 203.19M | 211.28M | 213.15M | 225.77M | (28.59M) | 231.33M | 236.17M | 233.45M | 230.76M | 213.55M |
| Net Income | 32.06M | 36.02M | 33.89M | 35.98M | 41.91M | 47.02M | (135.38M) | 46.03M | 57.64M | 62.56M | 73.67M | 73.36M |
| EPS | 0.34 | 0.37 | 0.35 | 0.37 | 0.43 | 0.49 | -1.44 | 0.48 | 0.60 | 0.66 | 0.78 | 0.77 |
| Free Cash Flow | 54.93M | 20.45M | 39.09M | 61.79M | 65.91M | 55.74M | (18.52M) | 90.61M | 99.57M | 72.71M | 75.32M | 121.90M |
| FCF / Share | 0.58 | 0.22 | 0.41 | 0.65 | 0.70 | 0.59 | -0.20 | 0.96 | 1.06 | 0.77 | 0.80 | 1.30 |
| Operating CF | 56.20M | 21.66M | 40.56M | 62.41M | 66.27M | 56.95M | (17.51M) | 92.08M | 101.24M | 75.17M | 77.83M | 122.82M |
| Total Assets | 17.78B | 18.09B | 17.93B | 17.91B | 18.33B | 18.81B | 19.06B | 20.28B | 20.75B | 21.36B | 21.69B | 21.62B |
| Total Debt | 124.02M | 272.58M | 272.45M | 272.32M | 532.16M | 532.00M | 931.84M | 1.13B | 1.13B | 1.13B | 1.33B | 931.04M |
| Cash & Equiv | 166.65M | 769.45M | 610.58M | 983.50M | 900.81M | 1.03B | 937.47M | 1.40B | 1.47B | 1.43B | 1.10B | 740.94M |
| Book Value | 2.98B | 2.97B | 2.96B | 2.94B | 2.92B | 2.90B | 2.88B | 2.86B | 2.85B | 2.83B | 2.80B | 2.74B |
| Return on Equity | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | -0.05 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 |