PGY
Pagaya Technologies Ltd.
$12.76
-0.32
(-2.45%)
Mkt Cap
1.06B
Volume
3,786,387
52W Range
10.4-44.99
Sector
Technology
Beta
5.44
EPS (TTM)
1.17
P/E Ratio
10.91
Revenue (TTM)
1.30B
Rev Growth (5Y)
+68.9%
EPS Growth (5Y)
-0.8%
AlphaVal · Fair Value
$85.17
Undervalued · Strong
85.0% below fair value
AlphaQuality · Grade · Gated
F
Platform & Compounding FCF
30.0 / 100 pillar composite (overridden)
Company Description
Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 1.26B | 1.00B | 772.81M | 685.41M | 445.87M | 91.74M | 36.14M |
| Net Income | 81.39M | (401.41M) | (128.44M) | (302.32M) | (91.15M) | 14.47M | (5.62M) |
| EPS | 1.04 | -5.66 | -2.14 | -7.65 | -4.27 | 1.08 | -0.54 |
| Free Cash Flow | 224.72M | 43.28M | (10.61M) | (62.41M) | 43.19M | 3.16M | (8.61M) |
| FCF / Share | 2.87 | 0.61 | -0.18 | -1.63 | 2.65 | 0.17 | -0.55 |
| Operating CF | 238.62M | 66.52M | 9.58M | (40.00M) | 49.81M | 4.26M | (7.95M) |
| Total Assets | 1.55B | 1.29B | 1.21B | 1.05B | 590.26M | 204.27M | 58.63M |
| Total Debt | 922.80M | 680.81M | 412.58M | 212.26M | 37.91M | 0 | 0 |
| Cash & Equiv | 288.35M | 187.92M | 186.48M | 309.79M | 190.78M | 5.07M | 4.83M |
| Book Value | 480.02M | 326.49M | 559.72M | 553.52M | 308.34M | 109.18M | 32.19M |
| Return on Equity | 0.17 | -1.23 | -0.23 | -0.55 | -0.30 | 0.13 | -0.17 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 317.94M | 321.04M | 339.89M | 317.71M | 282.70M | 275.67M | 249.28M | 242.59M | 237.00M | 210.43M | 201.45M | 185.69M |
| Net Income | 24.69M | 34.30M | 22.55M | 16.66M | 7.89M | (237.92M) | (67.48M) | (74.78M) | (21.22M) | (14.42M) | (21.75M) | (31.30M) |
| EPS | 0.28 | 0.42 | 0.27 | 0.20 | 0.10 | -3.20 | -0.93 | -1.04 | -0.33 | -0.24 | -0.36 | -0.53 |
| Free Cash Flow | 40.01M | 76.71M | 63.81M | 53.55M | 30.65M | 22.59M | (11.34M) | 4.92M | 12.56M | 14.31M | 11.08M | (6.81M) |
| FCF / Share | 0.45 | 0.94 | 0.81 | 0.70 | 0.40 | 0.30 | -0.16 | 0.07 | 0.19 | 0.23 | 0.18 | -0.11 |
| Operating CF | 43.18M | 79.80M | 67.05M | 57.35M | 34.43M | 32.06M | (7.11M) | 9.29M | 17.71M | 18.95M | 16.14M | (1.84M) |
| Total Assets | 1.65B | 1.55B | 1.46B | 1.40B | 1.28B | 1.29B | 1.37B | 1.45B | 1.48B | 1.21B | 1.22B | 1.19B |
| Total Debt | 958.10M | 922.80M | 802.42M | 763.71M | 678.74M | 680.81M | 687.08M | 753.02M | 614.71M | 412.58M | 493.13M | 357.67M |
| Cash & Equiv | 380.03M | 288.35M | 218.31M | 182.99M | 186.80M | 187.92M | 147.10M | 233.59M | 274.50M | 186.48M | 252.58M | 304.05M |
| Book Value | 529.31M | 480.02M | 438.30M | 366.75M | 335.49M | 326.49M | 462.31M | 525.98M | 626.83M | 559.72M | 535.93M | 597.43M |
| Return on Equity | 0.05 | 0.07 | 0.05 | 0.05 | 0.02 | -0.73 | -0.15 | -0.14 | -0.03 | -0.03 | -0.04 | -0.05 |
PGY News
Former Citi Managing Director, Terry O'Neil, Joins Pagaya as Chief Commercial Officer
Got $1,000? This Blockbuster AI Fintech Stock Under $15 Is a Screaming Buy
Sezzle And Pagaya Partner Up To Expand BNPL Operations
KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2026-3 and Research-Driven Pagaya Motor Trust 2026-3
Pagaya Technologies Ltd. (PGY) Shows Fast-paced Momentum But Is Still a Bargain Stock
Pagaya Announces New Affiliate Partnership with Experian® to Expand Access to Personal Loans
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Pagaya Technologies Q1 Earnings Call Highlights
Pagaya Gains as Q1 Earnings Beat on Higher Revenues, Guidance Raised
Pagaya Technologies Ltd. (PGY) Q1 Earnings Beat Estimates