OSCR
Oscar Health, Inc.
$30.54
-0.66
(-2.12%)
Mkt Cap
7.92B
Volume
4,166,101
52W Range
10.69-33.1
Sector
Healthcare
Beta
2.34
EPS (TTM)
-0.38
P/E Ratio
-8.50
Revenue (TTM)
13.30B
Rev Growth (5Y)
+81.8%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$135.91
Undervalued
strong signal
77.5% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade · Gated
How strong & durable the business is
F
Platform & Compounding FCF
30.0 / 100 pillar composite (overridden)
A platform business that compounds free cash flow — graded A–F vs. similar companies.
Company Description
Oscar Health, Inc. operates as a health insurance provider across the United States. Its offerings include various health plans such as those for individuals and families, small businesses, and Medicare Advantage options. The company also features "+Oscar," a proprietary technology platform designed to facilitate engagement between healthcare providers, payers, and their members or patients. Additionally, Oscar Health provides reinsurance solutions. Originally established as Mulberry Health Inc., the firm officially changed its name to Oscar Health, Inc. in January 2021. It was founded in 2012 and maintains its main office in New York, New York.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 11.70B | 9.18B | 5.86B | 4.13B | 1.92B | 589.64M | 553.78M |
| Net Income | (443.15M) | 25.43M | (270.73M) | (606.27M) | (572.61M) | (406.82M) | (261.18M) |
| EPS | -1.69 | 0.11 | -1.22 | -2.85 | -3.19 | -1.70 | -8.93 |
| Free Cash Flow | 1.06B | 950.30M | (297.74M) | 351.34M | (207.63M) | 208.71M | (191.37M) |
| FCF / Share | 4.03 | 3.95 | -1.34 | 1.65 | -1.16 | 0.87 | -6.54 |
| Operating CF | 1.09B | 978.19M | (272.16M) | 380.35M | (181.75M) | 222.73M | (165.37M) |
| Total Assets | 6.33B | 4.84B | 3.60B | 4.53B | 3.32B | 2.27B | 1.35B |
| Total Debt | 430.10M | 299.56M | 298.78M | 298.00M | 0 | 142.49M | 0 |
| Cash & Equiv | 2.77B | 1.53B | 1.87B | 1.56B | 1.10B | 826.33M | 336.64M |
| Book Value | 977.65M | 1.01B | 803.97M | 890.38M | 1.39B | (1.30B) | (945.14M) |
| Return on Equity | -0.45 | 0.03 | -0.34 | -0.68 | -0.41 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.65B | 2.81B | 2.99B | 2.86B | 3.05B | 2.39B | 2.42B | 2.22B | 2.14B | 1.43B | 1.44B | 1.52B |
| Net Income | 679.00M | (352.61M) | (137.45M) | (228.36M) | 275.27M | (153.55M) | (54.60M) | 56.21M | 177.37M | (150.03M) | (65.40M) | (15.53M) |
| EPS | 2.28 | -1.24 | -0.53 | -0.89 | 1.10 | -0.62 | -0.22 | 0.24 | 0.77 | -0.66 | -0.29 | -0.07 |
| Free Cash Flow | 2.61B | 662.84M | (973.66M) | 499.79M | 869.52M | 340.00M | (507.71M) | 489.59M | 628.41M | 290.77M | (1.16B) | 159.91M |
| FCF / Share | 8.75 | 2.34 | -3.76 | 1.97 | 3.46 | 1.41 | -2.09 | 2.05 | 2.72 | 1.28 | -5.18 | 0.73 |
| Operating CF | 2.62B | 671.90M | (964.66M) | 509.07M | 878.54M | 346.82M | (500.14M) | 497.15M | 634.36M | 296.87M | (1.15B) | 165.52M |
| Total Assets | 9.29B | 6.33B | 5.75B | 6.38B | 5.84B | 4.84B | 4.48B | 5.01B | 4.42B | 3.60B | 3.35B | 4.56B |
| Total Debt | 430.88M | 430.10M | 686.29M | 299.94M | 299.75M | 299.56M | 299.36M | 299.17M | 298.97M | 298.78M | 298.58M | 298.39M |
| Cash & Equiv | 4.81B | 2.77B | 2.15B | 2.60B | 2.24B | 1.53B | 1.21B | 2.27B | 2.23B | 1.87B | 1.40B | 2.32B |
| Book Value | 1.66B | 977.65M | 1.02B | 1.16B | 1.33B | 1.01B | 1.16B | 1.14B | 1.03B | 803.97M | 919.48M | 949.70M |
| Return on Equity | 0.41 | -0.36 | -0.13 | -0.20 | 0.21 | -0.15 | -0.05 | 0.05 | 0.17 | -0.19 | -0.07 | -0.02 |
OSCR News
Oscar Health, Inc. (OSCR) Outpaces Stock Market Gains: What You Should Know
Oscar Health, Inc. (OSCR) Stock Sinks As Market Gains: What You Should Know
Oscar Health, Inc. (OSCR) Stock Dips While Market Gains: Key Facts
Oscar Health, Inc. (OSCR) Declines More Than Market: Some Information for Investors
Oscar Health Inc (OSCR) Stock Up 4.9% but GF Value Says Overvalued -- GF Score: 79/100
A Look at Oscar Health Inc (OSCR) After 3.1% Gain -- GF Value $20.91 vs Price $29.14
This Little-Known Healthcare Stock Is Up 90% This Year, and the Party Might Just Be Getting Started
Oscar Health, Inc. (OSCR) Stock Declines While Market Improves: Some Information for Investors
Oscar Health Stock In Focus: 52-Week High, Goldman Sachs Conference, Q1 Earnings
Oscar Health, Inc. (OSCR) Presents at Goldman Sachs 47th Annual Global Healthcare Conference 2026 Transcript