OSCR
Oscar Health, Inc.
$33.10
+0.19
(+0.58%)
Mkt Cap
8.58B
Volume
4,123,394
52W Range
10.69-34.48
Sector
Healthcare
Beta
2.47
EPS (TTM)
1.71 USD
P/E Ratio
19.36
Revenue (TTM)
15.32B USD
Rev Growth (5Y)
+81.8%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
What we estimate one share is worth
$165.95
Undervalued
strong signal
80.1% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade · Gated
How strong & durable the business is
F
Platform & Compounding FCF
30.0 / 100 pillar composite (overridden)
A platform business that compounds free cash flow — graded A–F vs. similar companies.
Company Description
Oscar Health, Inc. operates as a health insurance provider across the United States. Its offerings include various health plans such as those for individuals and families, small businesses, and Medicare Advantage options. The company also features "+Oscar," a proprietary technology platform designed to facilitate engagement between healthcare providers, payers, and their members or patients. Additionally, Oscar Health provides reinsurance solutions. Originally established as Mulberry Health Inc., the firm officially changed its name to Oscar Health, Inc. in January 2021. It was founded in 2012 and maintains its main office in New York, New York.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 11.70B | 9.18B | 5.86B | 4.13B | 1.92B | 589.64M | 553.78M |
| Net Income | (443.15M) | 25.43M | (270.73M) | (606.27M) | (572.61M) | (406.82M) | (261.18M) |
| EPS | -1.69 | 0.11 | -1.22 | -2.85 | -3.19 | -1.70 | -8.93 |
| Free Cash Flow | 1.06B | 950.30M | (297.74M) | 351.34M | (207.63M) | 208.71M | (191.37M) |
| FCF / Share | 4.03 | 3.95 | -1.34 | 1.65 | -1.16 | 0.87 | -6.54 |
| Operating CF | 1.09B | 978.19M | (272.16M) | 380.35M | (181.75M) | 222.73M | (165.37M) |
| Total Assets | 6.33B | 4.84B | 3.60B | 4.53B | 3.32B | 2.27B | 1.35B |
| Total Debt | 430.10M | 299.56M | 298.78M | 298.00M | 0 | 142.49M | 0 |
| Cash & Equiv | 2.77B | 1.53B | 1.87B | 1.56B | 1.10B | 826.33M | 336.64M |
| Book Value | 977.65M | 1.01B | 803.97M | 890.38M | 1.39B | (1.30B) | (945.14M) |
| Return on Equity | -0.45 | 0.03 | -0.34 | -0.68 | -0.41 | N/A | N/A |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.88B | 4.65B | 2.81B | 2.99B | 2.86B | 3.05B | 2.39B | 2.42B | 2.22B | 2.14B | 1.43B | 1.44B |
| Net Income | 361.81M | 679.00M | (352.61M) | (137.45M) | (228.36M) | 275.27M | (153.55M) | (54.60M) | 56.21M | 177.37M | (150.03M) | (65.40M) |
| EPS | 1.20 | 2.28 | -1.24 | -0.53 | -0.89 | 1.10 | -0.62 | -0.22 | 0.24 | 0.77 | -0.66 | -0.29 |
| Free Cash Flow | 2.04B | 2.61B | 662.84M | (973.66M) | 499.79M | 869.52M | 340.00M | (507.71M) | 489.59M | 628.41M | 290.77M | (1.16B) |
| FCF / Share | 6.74 | 8.75 | 2.34 | -3.76 | 1.97 | 3.46 | 1.41 | -2.09 | 2.05 | 2.72 | 1.28 | -5.18 |
| Operating CF | 2.05B | 2.62B | 671.90M | (964.66M) | 509.07M | 878.54M | 346.82M | (500.14M) | 497.15M | 634.36M | 296.87M | (1.15B) |
| Total Assets | 11.23B | 9.29B | 6.33B | 5.75B | 6.38B | 5.84B | 4.84B | 4.48B | 5.01B | 4.42B | 3.60B | 3.35B |
| Total Debt | 431.63M | 430.88M | 430.10M | 686.29M | 299.94M | 299.75M | 299.56M | 299.36M | 299.17M | 298.97M | 298.78M | 298.58M |
| Cash & Equiv | 4.08B | 4.81B | 2.77B | 2.15B | 2.60B | 2.24B | 1.53B | 1.21B | 2.27B | 2.23B | 1.87B | 1.40B |
| Book Value | 2.05B | 1.66B | 977.65M | 1.02B | 1.16B | 1.33B | 1.01B | 1.16B | 1.14B | 1.03B | 803.97M | 919.48M |
| Return on Equity | 0.18 | 0.41 | -0.36 | -0.13 | -0.20 | 0.21 | -0.15 | -0.05 | 0.05 | 0.17 | -0.19 | -0.07 |
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