NLY Annaly Capital Management, Inc.
$21.45
Real Estate Investment Trust 85%
P/FFO × Default REIT Multiple
Strong · Conviction

Undervalued

Trading 58.8% below fair value

You pay $21.45
Bear $42.86
Fair $52.04
Bull $61.23
Bear $42.86 +99.8% $2.77 FFO × 18x
Fair $52.04 +142.6% $2.77 FFO × 22x
Bull $61.23 +185.5% $2.77 FFO × 26x

Key Value Driver

FFO/share ($2.77) × default P/FFO multiple

Implied Market Multiple 7.7x

Summary

Our base-case estimate uses P/FFO × Default REIT Multiple. We then blend that result with the average analyst price target of $24.50 from 28 analysts, using a 25% weight on analyst consensus. That produces an estimated intrinsic value of $52.04 per share.

Warnings

Standard profit figures are misleading for real estate companies — large non-cash accounting charges make profits look artificially low. Dividend yield and funds from operations are better measures.
Dividend yield of 13.1% is unusually high — make sure the company generates enough cash to keep paying it.
Wall Street's average price target is $24.50 (from 28 analysts). Our estimate is 150% above the consensus -- consider that gap carefully.

Key Risks

  • P/E and EV/EBITDA are structurally wrong for REITs — use P/FFO and NAV
  • Interest rate sensitivity: REIT multiples compress when rates rise
  • FFO approximation (NI + D&A) may include gains on property sales — verify