NBTB

NBT Bancorp Inc.
$50.26
+0.31 (+0.62%)
Mkt Cap 2.61B
Volume 171,329
52W Range 39.2-51.09
Sector Financial Services
Beta 0.49
EPS (TTM) 3.56
P/E Ratio 14.08
Revenue (TTM) 933.82M
Rev Growth (5Y) +12.0%
EPS Growth (5Y) +6.9%
AlphaVal · Fair Value
What we estimate one share is worth
$69.98
Undervalued moderate signal
28.4% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
C+
Banks, Insurers & Asset Managers
61.8 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 867.43M 785.99M 662.35M 537.00M 494.75M 491.26M 507.40M 464.80M 425.13M 399.20M 384.91M 378.46M
Net Income 169.24M 140.64M 118.78M 152.00M 154.88M 104.39M 121.02M 112.57M 82.15M 78.41M 76.42M 75.07M
EPS 3.34 2.98 2.67 3.54 3.57 2.39 2.76 2.58 1.89 1.81 1.74 1.71
Free Cash Flow 218.92M 176.82M 148.20M 176.21M 151.44M 137.12M 146.82M 140.37M 130.21M 106.20M 116.35M 78.81M
FCF / Share 4.65 3.75 3.33 4.11 3.49 3.14 3.35 3.22 3.00 2.45 2.65 1.80
Operating CF 235.22M 188.57M 157.46M 183.22M 159.19M 145.27M 153.46M 147.77M 136.90M 109.51M 124.54M 87.81M
Total Assets 16.00B 13.79B 13.31B 11.74B 12.01B 10.93B 9.72B 9.56B 9.14B 8.87B 8.26B 7.80B
Total Debt 327.42M 414.98M 637.39M 787.95M 311.48M 406.73M 820.68M 1.05B 909.19M 886.99M 674.12M 548.94M
Cash & Equiv 185.16M 284.06M 205.19M 197.35M 1.27B 672.68M 216.84M 180.96M 159.66M 149.18M 140.30M 146.64M
Book Value 1.90B 1.53B 1.43B 1.17B 1.25B 1.19B 1.12B 1.02B 958.18M 913.32M 882.00M 864.18M
Return on Equity 0.09 0.09 0.08 0.13 0.12 0.09 0.11 0.11 0.09 0.09 0.09 0.09
NBTB News
NBT Bancorp Inc. Announces Date of Second Quarter Conference Call
Jul 01, 2026 05:00 AM · globenewswire.com
A Look at NBT Bancorp Inc (NBTB) After 3.7% Gain -- GF Value $46.18 vs Price $46.44
Jun 04, 2026 04:22 PM · gurufocus.com
NBT Bancorp Isn't The Cheapest, But It's Still Worth Banking On
Jun 04, 2026 03:17 AM · seekingalpha.com
NBT Bancorp Inc. Announces Cash Dividend
May 19, 2026 12:15 PM · globenewswire.com
NBT Bancorp Inc. (NBTB) Q1 2026 Earnings Call Transcript
Apr 24, 2026 09:11 AM · seekingalpha.com
NBT (NBTB) Reports Q1 Earnings: What Key Metrics Have to Say
Apr 23, 2026 04:00 PM · zacks.com
NBT Bancorp (NBTB) Q1 Earnings and Revenues Miss Estimates
Apr 23, 2026 02:55 PM · zacks.com
NBT Bancorp Inc. Announces First Quarter 2026 Results
Apr 23, 2026 12:15 PM · globenewswire.com
NBT Bancorp (NBTB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Apr 16, 2026 07:06 AM · zacks.com
Deprince Race & Zollo Inc. Sells 114,752 Shares of NBT Bancorp Inc. $NBTB
Apr 14, 2026 12:30 AM · defenseworld.net