Profitability
Weight: 25%
B+
80
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 57.6%
- Efficiency Ratio Trend -1.88 pp/yr
NBBK
NB Bancorp, Inc. Common Stock
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
D
38
- 5yr Avg ROE 5.6%
Growth Quality
Weight: 15%
A
92
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- Efficiency Ratio Trend (growth quality check) -1.88 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
F
15
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.10
Balance Sheet
Weight: 20%
A-
87
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 12.3%
Stability
Weight: 10%
C
52
- EPS Volatility (σ/μ) 0.57
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 1 added; 1 full exit.
- Holders
- 2
- Avg Δ position
- +56.5%
- New buys
- 0
- Full exits
- 1