Profitability
Weight: 25%
D-
32
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.4%
- Operating Margin Trend -2.00 pp/yr
NBBK
NB Bancorp, Inc. Common Stock
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C-
46
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 3.7%
- 5yr Share-Count CAGR -0.9%
Growth Quality
Weight: 10%
A
87
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 5.3%
- 5yr EPS CAGR 27.3%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A
90
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 2.19x
Balance Sheet
Weight: 30%
B-
63
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.3%
- Interest Coverage (EBIT/Int) 0.51x
Stability
Weight: 10%
C-
49
- EPS Volatility (σ/μ) 0.57
- Piotroski F-Score 4
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 1 added; 1 full exit.
- Holders
- 2 -1
- Avg Δ position
- +26.9%
- New buys
- 0
- Full exits
- 1