NBBK
Company Description
NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Bancorp, Inc. was founded in 1892 and is based in Needham, Massachusetts.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 317.21M | 304.05M | 237.52M | 128.88M | 98.80M |
| Net Income | 50.30M | 42.15M | 9.82M | 30.07M | 21.57M |
| EPS | 1.34 | 1.07 | 0.23 | 0.70 | 0.51 |
| Free Cash Flow | 57.38M | 41.25M | 50.03M | 31.22M | 42.04M |
| FCF / Share | 1.40 | 1.05 | 1.19 | 0.73 | 0.98 |
| Operating CF | 60.79M | 43.19M | 52.90M | 39.71M | 43.84M |
| Total Assets | 7.01B | 5.16B | 4.53B | 3.59B | 2.92B |
| Total Debt | 196.24M | 120.83M | 283.34M | 293.08M | 256,000 |
| Cash & Equiv | 325.71M | 211.17M | 90.48M | 131.07M | 457.18M |
| Book Value | 858.93M | 765.17M | 757.96M | 344.06M | 326.13M |
| Return on Equity | 0.06 | 0.06 | 0.01 | 0.09 | 0.07 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 117.35M | 109.13M | 70.28M | 83.25M | 82.97M | 80.71M | 80.98M | 77.27M | 74.10M | 71.69M | 67.14M | 62.74M |
| Net Income | 21.12M | 14.98M | 7.71M | 15.36M | 14.58M | 12.65M | 15.61M | 8.38M | 9.45M | 8.70M | (13.62M) | 8.47M |
| EPS | 0.52 | 0.37 | 0.19 | 0.43 | 0.39 | 0.33 | 0.40 | 0.21 | 0.24 | 0.22 | -0.32 | 0.20 |
| Free Cash Flow | 36.20M | 25.30M | (2.50M) | 23.94M | 26.09M | 9.84M | 19.86M | 8.40M | 23.81M | (11.68M) | 13.04M | 15.74M |
| FCF / Share | 0.88 | 0.62 | -0.06 | 0.68 | 0.70 | 0.25 | 0.50 | 0.21 | 0.61 | -0.29 | 0.31 | 0.37 |
| Operating CF | 34.18M | 27.33M | (440,000) | 24.25M | 27.04M | 9.95M | 20.42M | 8.62M | 24.70M | (11.41M) | 13.28M | 16.40M |
| Total Assets | 7.45B | 7.23B | 7.01B | 5.44B | 5.23B | 5.24B | 5.16B | 5.00B | 4.81B | 4.65B | 4.53B | 4.23B |
| Total Debt | 181.25M | 189.70M | 196.24M | 41.45M | 127.60M | 90.83M | 120.83M | 116.33M | 60.84M | 60.84M | 283.34M | 345.63M |
| Cash & Equiv | 400.15M | 327.74M | 325.71M | 197.55M | 157.11M | 201.14M | 211.17M | 148.19M | 170.25M | 163.66M | 90.48M | 102.45M |
| Book Value | 842.00M | 842.78M | 858.93M | 737.03M | 737.12M | 739.61M | 765.17M | 747.45M | 744.46M | 733.84M | 757.96M | 365.70M |
| Return on Equity | 0.03 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | -0.02 | 0.02 |
