MLNK
Company Description
MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink Consumer, a consumer lending and account opening platform; MeridianLink Opening, an online account opening software that unifies deposit account opening and funding for various channels and products; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Engage, an end-to-end consumer lending, account, and card marketing automation solution; MeridianLink Mortgage, a SaaS cloud-based end-to-end loan origination software; MeridianLink Collect, a cloud-based debt collection software; and Mortgage Credit Link, a web-based order fulfillment hub. In addition, the company provides solutions, including end-to-end platform, loan origination system, mortgage loan origination system, deposit account opening, data and reporting, collections, and consulting and analysis. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.
Track Record
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 316.30M | 303.62M | 288.05M | 267.68M | 199.34M | 152.73M |
| Net Income | (29.77M) | (42.54M) | 1.29M | (10.00M) | 9.15M | (12.60M) |
| EPS | -0.39 | -0.53 | 0.02 | -0.39 | -0.31 | -0.16 |
| Free Cash Flow | 77.44M | 57.77M | 65.22M | 84.09M | 60.72M | 15.76M |
| FCF / Share | 1.02 | 0.72 | 0.81 | 1.05 | 0.75 | 0.20 |
| Operating CF | 77.80M | 67.96M | 74.59M | 89.83M | 67.48M | 21.80M |
| Total Assets | 961.33M | 996.25M | 1.06B | 1.03B | 963.71M | 869.41M |
| Total Debt | 469.28M | 424.82M | 426.91M | 427.51M | 519.83M | 529.44M |
| Cash & Equiv | 92.77M | 80.44M | 55.78M | 113.64M | 37.74M | 97.77M |
| Book Value | 427.49M | 508.25M | 579.09M | 556.28M | 293.48M | (39.35M) |
| Return on Equity | -0.07 | -0.08 | 0.00 | -0.02 | 0.03 | N/A |
| Metric | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 84.60M | 81.49M | 79.44M | 80.37M | 78.68M | 77.82M | 74.58M | 76.49M | 75.42M | 77.14M | 70.55M | 71.75M |
| Net Income | (3.01M) | (4.68M) | (7.75M) | (7.05M) | (9.67M) | (5.31M) | (29.57M) | (2.07M) | (5.23M) | (5.67M) | (5.46M) | (2.89M) |
| EPS | -0.04 | -0.06 | -0.10 | -0.09 | -0.13 | -0.07 | -0.38 | -0.03 | -0.06 | -0.07 | -0.07 | -0.04 |
| Free Cash Flow | 17.09M | 42.25M | 12.05M | 24.22M | 12.45M | 27.11M | 9.64M | 18.82M | 3.29M | 26.02M | 5.20M | 16.91M |
| FCF / Share | 0.22 | 0.55 | 0.16 | 0.32 | 0.16 | 0.35 | 0.12 | 0.23 | 0.04 | 0.32 | 0.06 | 0.21 |
| Operating CF | 19.20M | 42.35M | 13.81M | 20.59M | 14.36M | 29.04M | 12.48M | 21.30M | 6.10M | 28.08M | 7.35M | 19.57M |
| Total Assets | 936.93M | 986.96M | 961.33M | 967.94M | 986.94M | 970.50M | 996.25M | 1.05B | 1.07B | 1.08B | 1.06B | 1.06B |
| Total Debt | 467.30M | 467.67M | 469.28M | 470.33M | 471.53M | 423.42M | 424.82M | 424.47M | 425.35M | 426.03M | 426.91M | 428.37M |
| Cash & Equiv | 91.09M | 128.90M | 92.77M | 82.27M | 93.01M | 62.28M | 80.44M | 97.56M | 108.87M | 77.80M | 55.78M | 115.75M |
| Book Value | 392.64M | 431.94M | 427.49M | 418.32M | 439.54M | 466.33M | 508.25M | 553.77M | 577.85M | 575.44M | 579.09M | 580.49M |
| Return on Equity | -0.01 | -0.01 | -0.02 | -0.02 | -0.02 | -0.01 | -0.06 | -0.00 | -0.01 | -0.01 | -0.01 | -0.00 |
