Profitability
Weight: 25%
A
87
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 3.3%
- Operating Margin Trend +0.09 pp/yr
GL
Globe Life Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A+
95
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 17.2%
- 5yr Share-Count CAGR -5.9%
Growth Quality
Weight: 10%
A+
97
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 33.0%
- 5yr EPS CAGR 18.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
98
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.40x
Balance Sheet
Weight: 30%
A+
96
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 19.4%
- Interest Coverage (EBIT/Int) 11.27x
Stability
Weight: 10%
B-
69
- EPS Volatility (σ/μ) 0.39
- Piotroski F-Score 7
- Negative-Revenue Years (5) 0/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 5 gurus held; 1 added; 4 trimmed.
- Holders
- 5
- Avg Δ position
- -53.8%
- New buys
- 0
- Full exits
- 0