GL
Globe Life Inc.
$160.25
-8.16
(-4.85%)
Mkt Cap
12.94B
Volume
269,796
52W Range
127.85-191.55
Sector
Financial Services
Beta
0.44
EPS (TTM)
15.22 USD
P/E Ratio
11.07
Revenue (TTM)
6.28B USD
Rev Growth (5Y)
+4.8%
EPS Growth (5Y)
+15.7%
AlphaVal · Fair Value
What we estimate one share is worth
$310.98
Undervalued
strong signal
45.8% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B+
Banks, Insurers & Asset Managers
79.6 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.00B | 5.78B | 5.45B | 5.23B | 5.12B | 4.74B | 4.53B | 4.31B | 4.16B | 3.93B | 3.77B | 3.62B |
| Net Income | 1.16B | 1.07B | 970.75M | 894.39M | 1.03B | 731.77M | 760.79M | 701.47M | 1.45B | 549.78M | 527.10M | 542.94M |
| EPS | 14.30 | 11.99 | 10.21 | 9.13 | 7.30 | 6.90 | 6.97 | 6.22 | 12.50 | 4.58 | 4.21 | 4.15 |
| Free Cash Flow | 1.25B | 1.33B | 1.43B | 1.39B | 1.40B | 1.43B | 1.32B | 1.23B | 1.41B | 1.37B | 1.08B | 845.34M |
| FCF / Share | 15.51 | 15.86 | 15.07 | 14.24 | 13.71 | 13.53 | 12.11 | 10.94 | 12.11 | 11.44 | 8.66 | 6.47 |
| Operating CF | 1.40B | 1.40B | 1.48B | 1.42B | 1.44B | 1.48B | 1.36B | 1.28B | 1.43B | 1.40B | 1.12B | 864.71M |
| Total Assets | 30.81B | 29.08B | 28.05B | 25.99B | 29.77B | 29.05B | 25.98B | 23.10B | 23.47B | 21.44B | 19.85B | 20.21B |
| Total Debt | 2.63B | 2.74B | 2.12B | 2.08B | 2.03B | 1.92B | 1.65B | 1.67B | 1.46B | 1.40B | 1.23B | 1.23B |
| Cash & Equiv | 144.70M | 165.32M | 103.16M | 92.56M | 92.16M | 94.85M | 75.93M | 121.03M | 118.56M | 76.16M | 61.38M | 66.02M |
| Book Value | 5.97B | 5.31B | 4.49B | 3.95B | 8.64B | 8.77B | 7.29B | 5.42B | 6.23B | 4.57B | 4.06B | 4.70B |
| Return on Equity | 0.19 | 0.20 | 0.22 | 0.23 | 0.12 | 0.08 | 0.10 | 0.13 | 0.23 | 0.12 | 0.13 | 0.12 |
| Metric | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.60B | 1.60B | 1.56B | 1.52B | 1.51B | 1.48B | 1.48B | 1.47B | 1.46B | 1.44B | 1.42B | 1.42B |
| Net Income | 361.11M | 287.75M | 270.53M | 266.00M | 387.84M | 252.75M | 254.56M | 255.20M | 302.99M | 258.36M | 254.22M | 274.80M |
| EPS | 4.71 | 3.71 | 3.45 | 3.35 | 4.71 | 3.05 | 3.05 | 3.04 | 3.45 | 2.83 | 2.71 | 2.88 |
| Free Cash Flow | N/A | 297.57M | 396.03M | 330.10M | 208.69M | 294.99M | 420.14M | 321.93M | 311.28M | 356.49M | 341.70M | 378.29M |
| FCF / Share | N/A | 3.79 | 5.05 | 4.08 | 2.54 | 3.56 | 5.03 | 3.83 | 3.54 | 3.80 | 3.64 | 4.02 |
| Operating CF | N/A | 314.06M | 420.94M | 350.60M | 305.98M | 307.93M | 431.89M | 336.93M | 340.59M | 374.12M | 350.81M | 391.40M |
| Total Assets | N/A | 31.56B | 30.97B | 30.81B | 30.53B | 29.81B | 29.71B | 29.08B | 29.56B | 28.30B | 28.57B | 28.05B |
| Total Debt | N/A | 2.94B | 2.78B | 2.63B | 2.71B | 2.79B | 2.80B | 2.74B | 2.76B | 2.29B | 2.36B | 2.12B |
| Cash & Equiv | N/A | 257.05M | 255.21M | 144.70M | 302.72M | 239.12M | 232.27M | 165.32M | 134.55M | 87.91M | 83.55M | 103.16M |
| Book Value | N/A | 6.16B | 6.08B | 5.97B | 5.69B | 5.42B | 5.43B | 5.31B | 4.64B | 5.23B | 5.04B | 4.49B |
| Return on Equity | N/A | 0.05 | 0.04 | 0.04 | 0.07 | 0.05 | 0.05 | 0.05 | 0.07 | 0.05 | 0.05 | 0.06 |
GL News
Globe Life Inc. (GL) Q3 2026 Earnings Call Transcript
What Globe Life (GL) Said on Its Q3 Earnings Call
Globe Life Q3 Earnings Miss Estimates on Weak Underwriting Income
Globe Life (GL) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
Globe Life (GL) Lags Q3 Earnings and Revenue Estimates
GLOBE LIFE INC. REPORTS THIRD QUARTER 2026 RESULTS
GL Gains From Premium Growth, AI Adoption and Higher Investment Income
Exploring Analyst Estimates for Globe Life (GL) Q3 Earnings, Beyond Revenue and EPS
Globe Life Inc. $GL Stock Purchased by CWA Asset Management Group LLC
What's in the Cards for Globe Life This Earnings Season?