GBCI
Company Description
Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers non-interest bearing deposit and interest bearing deposit accounts, such as negotiable order of withdrawal and demand deposit accounts, savings accounts, money market deposit accounts, fixed rate certificates of deposit, negotiated-rate jumbo certificates, and individual retirement accounts. The company also provides construction and permanent loans on residential real estate; consumer land or lot acquisition loans; unimproved land and land development loans; and residential builder guidance lines comprising pre-sold and spec-home construction, and lot acquisition loans. In addition, it offers commercial real estate loans to purchase, construct, and finance commercial real estate properties; consumer loans secured by real estate, automobiles, or other assets; paycheck protection program loans; home equity loans consisting of junior lien mortgages, and first and junior lien lines of credit secured by owner-occupied 1-4 family residences; and agriculture loans. Further, the company provides mortgage origination and loan servicing services. It has 224 locations, including 188 branches and 36 loan or administration offices in 75 counties within 8 states comprising Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, and Nevada. The company was founded in 1955 and is headquartered in Kalispell, Montana.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.43B | 1.25B | 1.12B | 933.37M | 812.73M | 790.08M | 653.32M | 579.25M | 475.27M | 438.52M | 408.38M | 380.64M |
| Net Income | 239.03M | 190.14M | 222.93M | 303.20M | 284.76M | 266.40M | 210.54M | 181.88M | 116.38M | 121.13M | 116.13M | 112.75M |
| EPS | 2.00 | 1.68 | 2.01 | 2.74 | 2.87 | 2.81 | 2.39 | 2.18 | 1.75 | 1.59 | 1.54 | 1.51 |
| Free Cash Flow | 347.55M | 209.76M | 451.43M | 436.90M | 562.61M | 177.83M | 210.25M | 262.07M | 244.61M | 184.78M | N/A | N/A |
| FCF / Share | 2.67 | 1.85 | 4.07 | 3.94 | 5.67 | 1.87 | 2.38 | 3.13 | 3.15 | 2.42 | N/A | N/A |
| Operating CF | 374.40M | 258.04M | 500.71M | 470.66M | 572.05M | 189.54M | 226.65M | 280.71M | 254.74M | 193.09M | N/A | N/A |
| Total Assets | 31.98B | 27.90B | 27.74B | 26.64B | 25.94B | 18.50B | 13.68B | 12.12B | 9.71B | 9.45B | N/A | N/A |
| Total Debt | 2.90B | 3.79B | 4.44B | 2.96B | 1.20B | 1.18B | 777.17M | 985.09M | 850.93M | 855.83M | N/A | N/A |
| Cash & Equiv | 321.53M | 848.41M | 1.35B | 402.00M | 437.69M | 633.14M | 330.96M | 203.79M | 200.00M | 152.54M | N/A | N/A |
| Book Value | 4.21B | 3.22B | 3.02B | 2.84B | 3.18B | 2.31B | 1.96B | 1.52B | 1.20B | 1.12B | N/A | N/A |
| Return on Equity | 0.06 | 0.06 | 0.07 | 0.11 | 0.09 | 0.12 | 0.11 | 0.12 | 0.10 | 0.11 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 400.21M | 413.20M | 360.36M | 335.15M | 316.83M | 322.23M | 318.40M | 301.10M | 303.51M | 298.23M | 290.16M | 271.91M |
| Net Income | 82.14M | 63.78M | 67.90M | 52.78M | 54.57M | 61.75M | 51.05M | 44.71M | 32.63M | 54.32M | 52.45M | 54.95M |
| EPS | 0.63 | 0.49 | 0.60 | 0.45 | 0.48 | 0.54 | 0.45 | 0.39 | 0.29 | 0.49 | 0.47 | 0.50 |
| Free Cash Flow | 74.35M | 105.65M | 104.78M | 79.52M | 46.78M | 81.06M | 140.90M | 51.22M | (63.42M) | 138.41M | 113.73M | 109.27M |
| FCF / Share | 0.57 | 0.81 | 0.92 | 0.70 | 0.41 | 0.71 | 1.24 | 0.45 | -0.56 | 1.25 | 1.03 | 0.99 |
| Operating CF | 87.88M | 123.49M | 112.43M | 86.03M | 52.45M | 102.00M | 150.10M | 62.67M | (56.73M) | 151.20M | 129.98M | 121.35M |
| Total Assets | 31.73B | 31.98B | 29.02B | 29.00B | 27.86B | 27.90B | 28.21B | 27.81B | 27.82B | 27.74B | 28.06B | 27.53B |
| Total Debt | 2.41B | 2.90B | 3.18B | 3.51B | 3.62B | 3.79B | 3.85B | 4.20B | 3.90B | 4.44B | 4.45B | 4.31B |
| Cash & Equiv | 1.39B | 321.53M | 854.24M | 915.51M | 981.49M | 848.41M | 987.83M | 800.78M | 788.66M | 1.35B | 1.67B | 1.05B |
| Book Value | 4.25B | 4.21B | 3.61B | 3.54B | 3.29B | 3.22B | 3.25B | 3.14B | 3.11B | 3.02B | 2.87B | 2.93B |
| Return on Equity | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 |