Profitability
Weight: 25%
B
71
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 60.0%
- Efficiency Ratio Trend -1.13 pp/yr
FMNB
Farmers National Banc Corp.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
C-
48
- 5yr Avg ROE 13.3%
- 5yr Share-Count CAGR 5.8%
Growth Quality
Weight: 15%
A
89
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 12.9%
- Efficiency Ratio Trend (growth quality check) -1.13 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
D
34
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.07
Balance Sheet
Weight: 20%
B
74
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 9.3%
Stability
Weight: 10%
B
70
- EPS Volatility (σ/μ) 0.36
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 7
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.1 of 1 gurus held; 1 trimmed; 1 full exit.
- Holders
- 1
- Avg Δ position
- -51.1%
- New buys
- 0
- Full exits
- 1