FMNB
Company Description
Farmers National Banc Corp., a financial holding company, operates in the banking, trust, retirement consulting, insurance, and financial management industries. It offers commercial and retail banking services, including checking, savings, and time deposit accounts; commercial, mortgage and installment, and home equity loans; home equity lines of credit, night depository, safe deposit box, money order, bank check, automated teller machine, Internet banking, travel card, E bond transaction, MasterCard and Visa credit cards, brokerage, and other services. The company also provides personal and corporate trust services in the areas of estate settlement, trust administration, and employee benefit plans; retirement services; property and casualty insurance products and services; and various insurance products through licensed representatives, as well as invests in municipal securities. It operates through 47 locations in northeastern region of Ohio and one location in southwestern Pennsylvania. The company was founded in 1887 and is based in Canfield, Ohio.
Track Record
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 271.83M | 269.45M | 255.20M | 177.91M | 154.65M | 148.49M | 130.03M | 117.27M | 104.58M | 95.74M | 72.13M | 56.22M |
| Net Income | 54.59M | 45.95M | 49.93M | 60.60M | 51.84M | 41.88M | 35.76M | 32.57M | 22.71M | 20.56M | 8.05M | 8.96M |
| EPS | 1.46 | 1.23 | 1.34 | 1.79 | 1.78 | 1.48 | 1.29 | 1.18 | 0.82 | 0.76 | 0.36 | 0.48 |
| Free Cash Flow | 52.18M | 54.92M | 59.05M | 78.94M | 53.56M | 45.37M | 37.30M | 38.31M | 29.61M | 23.51M | N/A | N/A |
| FCF / Share | 1.39 | 1.47 | 1.58 | 2.33 | 1.84 | 1.61 | 1.34 | 1.38 | 1.07 | 0.87 | N/A | N/A |
| Operating CF | 60.04M | 66.61M | 62.93M | 81.50M | 54.93M | 49.07M | 38.76M | 38.76M | 30.57M | 24.50M | N/A | N/A |
| Total Assets | 5.25B | 5.12B | 5.08B | 4.08B | 4.14B | 3.07B | 2.45B | 2.33B | 2.16B | 1.97B | N/A | N/A |
| Total Debt | 367.73M | 391.15M | 443.66M | 183.21M | 87.76M | 78.91M | 122.20M | 250.79M | 296.56M | 213.50M | N/A | N/A |
| Cash & Equiv | 20.49M | 20.43M | 28.90M | 21.39M | 29.15M | 20.50M | 23.23M | 18.04M | 17.79M | 19.68M | N/A | N/A |
| Book Value | 485.73M | 406.03M | 404.42M | 292.30M | 472.43M | 350.10M | 299.31M | 262.32M | 242.07M | 213.22M | N/A | N/A |
| Return on Equity | 0.11 | 0.11 | 0.12 | 0.21 | 0.11 | 0.12 | 0.12 | 0.12 | 0.09 | 0.10 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 72.84M | 69.67M | 70.80M | 69.82M | 67.79M | 69.32M | 70.26M | 66.45M | 63.41M | 67.22M | 64.06M | 62.25M |
| Net Income | 16.26M | 14.64M | 12.46M | 13.91M | 13.58M | 14.39M | 8.54M | 11.78M | 11.24M | 14.58M | 13.31M | 14.97M |
| EPS | 0.36 | 0.39 | 0.33 | 0.37 | 0.36 | 0.38 | 0.23 | 0.32 | 0.30 | 0.39 | 0.36 | 0.40 |
| Free Cash Flow | 7.09M | 18.55M | 9.03M | 12.42M | 12.17M | 8.79M | 20.26M | 13.70M | 12.16M | 11.95M | 16.82M | 15.96M |
| FCF / Share | 0.16 | 0.49 | 0.24 | 0.33 | 0.32 | 0.23 | 0.55 | 0.37 | 0.33 | 0.32 | 0.45 | 0.43 |
| Operating CF | 7.60M | 19.64M | 10.71M | 14.02M | 15.67M | 13.24M | 23.73M | 15.93M | 13.71M | 13.86M | 18.02M | 16.57M |
| Total Assets | 7.18B | 5.25B | 5.24B | 5.18B | 5.16B | 5.12B | 5.24B | 5.16B | 5.08B | 5.08B | 4.97B | 5.07B |
| Total Debt | 446.51M | 367.73M | 321.58M | 289.43M | 188.28M | 391.15M | 371.04M | 494.89M | 433.78M | 443.66M | 88.55M | 388.44M |
| Cash & Equiv | 38.22M | 20.49M | 23.81M | 20.10M | 18.46M | 20.43M | 21.15M | 23.80M | 22.96M | 28.90M | 25.34M | 29.80M |
| Book Value | 766.89M | 485.73M | 465.95M | 437.75M | 429.13M | 406.03M | 439.68M | 396.69M | 397.03M | 404.42M | 315.98M | 366.99M |
| Return on Equity | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.02 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 |
