DAVE
Dave Inc.
$228.46
-12.44
(-5.16%)
Mkt Cap
3.07B
Volume
450,189
52W Range
152.21-287.69
Sector
Technology
Beta
3.94
EPS (TTM)
16.71
P/E Ratio
13.67
Revenue (TTM)
604.62M
Rev Growth (5Y)
+35.4%
EPS Growth (5Y)
N/A
AlphaVal · Fair Value
$392.24
Undervalued · Strong
41.8% below fair value
AlphaQuality · Grade · Gated
F
Platform & Compounding FCF
30.0 / 100 pillar composite (overridden)
Company Description
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 554.18M | 347.08M | 259.09M | 204.84M | 153.01M | 121.80M | 76.23M |
| Net Income | 195.87M | 57.87M | (48.52M) | (128.91M) | (19.99M) | (6.96M) | 787,000 |
| EPS | 14.65 | 4.62 | -4.07 | -10.92 | -1.72 | -0.60 | 0.00 |
| Free Cash Flow | 289.71M | 124.88M | 25.17M | (54.20M) | (7.02M) | (13.37M) | (13.51M) |
| FCF / Share | 21.67 | 9.97 | 2.11 | -4.59 | -0.60 | -1.15 | -1.16 |
| Operating CF | 290.02M | 125.14M | 33.75M | (44.88M) | (541,000) | (9.15M) | (10.93M) |
| Total Assets | 487.42M | 299.33M | 294.02M | 321.49M | 147.19M | 76.41M | 67.09M |
| Total Debt | 75.20M | 75.55M | 181.29M | 178.15M | 73.64M | 6.11M | 2.55M |
| Cash & Equiv | 80.52M | 49.72M | 41.76M | 22.89M | 32.01M | 4.79M | 6.41M |
| Book Value | 352.73M | 183.10M | 87.06M | 106.56M | 38.74M | 49.84M | 55.29M |
| Return on Equity | 0.56 | 0.32 | -0.56 | -1.21 | -0.52 | -0.14 | 0.01 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 158.41M | 163.72M | 150.72M | 131.76M | 107.98M | 100.84M | 92.49M | 80.12M | 73.63M | 73.12M | 65.81M | 61.23M |
| Net Income | 57.94M | 65.94M | 92.07M | 9.04M | 28.81M | 16.81M | 466,000 | 6.36M | 34.24M | 179,000 | (12.05M) | (22.62M) |
| EPS | 4.31 | 4.88 | 6.84 | 0.68 | 2.19 | 1.34 | 0.04 | 0.51 | 2.80 | 0.01 | -1.01 | -1.90 |
| Free Cash Flow | 82.01M | 91.47M | 84.92M | 68.11M | 43.84M | 39.89M | 35.21M | 25.74M | 16.74M | 13.60M | 13.48M | 7.23M |
| FCF / Share | 6.10 | 6.77 | 6.31 | 5.10 | 3.34 | 3.13 | 2.79 | 2.07 | 1.37 | 1.13 | 1.13 | 0.61 |
| Operating CF | 82.03M | 93.29M | 83.25M | 68.24M | 45.25M | 41.71M | 37.03M | 28.05M | 18.34M | 15.63M | 15.37M | 9.68M |
| Total Assets | 530.53M | 487.42M | 433.25M | 363.56M | 315.65M | 299.33M | 272.24M | 247.16M | 235.60M | 294.02M | 294.45M | 296.01M |
| Total Debt | 268.21M | 75.20M | 75.30M | 75.38M | 75.47M | 75.55M | 75.63M | 75.70M | 75.77M | 181.29M | 180.27M | 179.55M |
| Cash & Equiv | 133.33M | 80.52M | 49.89M | 61.69M | 47.00M | 49.72M | 35.06M | 48.60M | 55.52M | 41.76M | 43.61M | 49.35M |
| Book Value | 203.78M | 352.73M | 291.31M | 217.07M | 199.46M | 183.10M | 155.81M | 141.76M | 127.31M | 87.06M | 79.18M | 84.12M |
| Return on Equity | 0.28 | 0.19 | 0.32 | 0.04 | 0.14 | 0.09 | 0.00 | 0.04 | 0.27 | 0.00 | -0.15 | -0.27 |
DAVE News
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Dave Inc. (DAVE) Q1 Earnings and Revenues Surpass Estimates
Dave Reports First Quarter 2026 Financial Results
SPECTRUM PROMOTES DAVE RODRIAN TO SENIOR VICE PRESIDENT, CONNECTIVITY PRODUCTS