CIVB

Civista Bancshares, Inc.
$26.85
+0.39 (+1.47%)
Mkt Cap 556.58M
Volume 98,073
52W Range 19.82-29.97
Sector Financial Services
Beta 0.65
EPS (TTM) 2.70 USD
P/E Ratio 9.92
Revenue (TTM) 224.51M USD
Rev Growth (5Y) +15.1%
EPS Growth (5Y) +5.7%
AlphaVal · Fair Value
What we estimate one share is worth
$39.45
Undervalued moderate signal
32.1% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
64.3 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 254.95M 241.90M 217.48M 152.98M 134.19M 126.18M 118.61M 90.74M 74.08M 69.09M 64.31M 59.04M
Net Income 46.21M 31.68M 42.96M 39.43M 40.55M 32.19M 33.88M 14.14M 15.87M 17.22M 12.74M 9.53M
EPS 2.64 2.01 2.73 2.60 2.63 2.00 2.16 1.02 1.48 1.96 1.43 0.99
Free Cash Flow 42.12M 44.06M 59.27M 18.68M 38.83M 30.68M 35.60M 18.15M 19.80M 15.27M 13.07M 14.40M
FCF / Share 2.41 2.86 3.91 1.25 2.53 1.91 2.27 1.31 2.00 1.91 1.67 1.87
Operating CF 43.27M 48.25M 62.70M 25.18M 40.76M 32.65M 38.80M 19.62M 20.82M 17.71M 15.07M 14.89M
Total Assets 4.34B 4.10B 3.86B 3.64B 3.01B 2.77B 2.31B 2.14B 1.53B 1.38B 1.32B 1.21B
Total Debt 284.18M 450.88M 454.19M 643.35M 204.23M 183.34M 274.60M 245.23M 123.08M 106.85M 125.67M 116.24M
Cash & Equiv 78.48M 64.61M 61.63M 44.84M 255.19M 128.22M 48.53M 42.78M 40.52M 36.70M 35.56M 29.86M
Book Value 543.47M 388.50M 372.00M 334.83M 355.21M 350.11M 330.13M 298.90M 184.46M 137.62M 125.17M 115.91M
Return on Equity 0.09 0.08 0.12 0.12 0.11 0.09 0.10 0.05 0.09 0.13 0.10 0.08
CIVB News
Civista Bancshares (CIVB) Reports Next Week: Wall Street Expects Earnings Growth
Oct 15, 2026 07:06 AM · zacks.com
Why Civista Bancshares (CIVB) is a Great Dividend Stock Right Now
Oct 07, 2026 08:46 AM · zacks.com
Civista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue Officer
Oct 01, 2026 03:30 AM · prnewswire.com
Critical Survey: Affinity Bancshares (NASDAQ:AFBI) versus Civista Bancshares (NASDAQ:CIVB)
Sep 27, 2026 02:15 AM · defenseworld.net
Is the Options Market Predicting a Spike in Civista Bancshares Stock?
Sep 24, 2026 05:20 AM · zacks.com
Reviewing Hawthorn Bancshares (NASDAQ:HWBK) & Civista Bancshares (NASDAQ:CIVB)
Sep 17, 2026 11:18 PM · defenseworld.net
CIVISTA BANCSHARES, INC. ANNOUNCES THIRD QUARTER 2026 EARNINGS RELEASE DATE
Sep 15, 2026 01:00 PM · prnewswire.com
Civista Bancshares (CIVB) Could Be a Great Choice
Sep 09, 2026 08:45 AM · zacks.com
Civista Bancshares Completes Leadership Transition; Chuck Parcher Assumes Role as President and CEO
Aug 31, 2026 04:00 AM · gurufocus.com
Civista Bancshares Completes Leadership Transition; Chuck Parcher Assumes Role as President and CEO
Aug 31, 2026 03:45 AM · prnewswire.com