CBU

Community Bank System, Inc.
$67.77
+0.08 (+0.12%)
Mkt Cap 3.56B
Volume 3,518
52W Range 51.12-69.23
Sector Financial Services
Beta 0.79
EPS (TTM) 4.12
P/E Ratio 16.43
Revenue (TTM) 1.03B
Rev Growth (5Y) +10.4%
EPS Growth (5Y) +5.1%
AlphaVal · Fair Value
What we estimate one share is worth
$70.36
Fair Value weak signal
3.8% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B
Banks, Insurers & Asset Managers
71.8 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 1.01B 940.71M 755.98M 702.45M 633.65M 617.28M 616.35M 587.11M 531.88M 440.81M 382.92M 375.24M
Net Income 210.46M 182.48M 131.92M 188.08M 189.69M 164.68M 169.06M 168.64M 150.72M 103.81M 91.23M 91.35M
EPS 3.98 3.44 2.45 3.48 3.51 3.10 3.26 3.30 3.07 2.34 2.21 2.24
Free Cash Flow 233.33M 221.57M 209.84M 201.68M 189.17M 164.70M 196.82M 208.76M 178.85M 123.33M 107.17M 108.73M
FCF / Share 4.43 4.20 3.91 3.74 3.50 3.11 3.80 4.08 3.64 2.78 2.60 2.67
Operating CF 301.86M 242.28M 228.42M 214.60M 202.55M 179.48M 202.50M 221.41M 189.67M 135.77M 119.57M 122.10M
Total Assets 17.41B 16.39B 15.56B 15.84B 15.55B 13.93B 11.41B 10.61B 10.75B 8.67B 8.55B 7.49B
Total Debt 746.66M 998.87M 765.20M 1.14B 329.88M 371.29M 344.87M 413.68M 485.90M 248.37M 403.45M 440.12M
Cash & Equiv 301.75M 191.89M 190.96M 209.90M 1.88B 1.65B 205.03M 211.83M 221.04M 173.86M 153.21M 138.40M
Book Value 2.01B 1.76B 1.70B 1.55B 2.10B 2.10B 1.86B 1.71B 1.64B 1.20B 1.14B 987.90M
Return on Equity 0.10 0.10 0.08 0.12 0.09 0.08 0.09 0.10 0.09 0.09 0.08 0.09
CBU News
Community Financial System Director Sells 12,190 Shares. What Does This Mean for Investors?
Jul 03, 2026 03:57 AM · fool.com
Community Financial System Announces Second Quarter 2026 Earnings Conference Call
Jun 17, 2026 06:00 AM · businesswire.com
All You Need to Know About Community Financial (CBU) Rating Upgrade to Buy
Jun 11, 2026 09:01 AM · zacks.com
Community Financial System, Inc. Completes Acquisition of ClearPoint Federal Bank & Trust
Jun 01, 2026 02:45 AM · businesswire.com
Community Financial System, Inc. (CBU) Q1 2026 Earnings Call Transcript
Apr 29, 2026 11:51 AM · seekingalpha.com
Community Financial (CBU) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates
Apr 29, 2026 06:36 AM · zacks.com
Community Financial System (CBU) Q1 Earnings and Revenues Lag Estimates
Apr 29, 2026 04:46 AM · zacks.com
Community Financial System, Inc. Reports First Quarter 2026 Results
Apr 29, 2026 02:00 AM · businesswire.com
Community Financial System, Inc. Announces Quarterly Dividend
Apr 22, 2026 12:15 PM · businesswire.com
SG Americas Securities LLC Has $9.70 Million Position in Community Financial System, Inc. $CBU
Mar 30, 2026 01:25 AM · defenseworld.net