Profitability
Weight: 25%
B
74
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 5.1%
- Operating Margin Trend -1.38 pp/yr
AMSF
AMERISAFE, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A
91
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 24.8%
- 5yr Share-Count CAGR -0.4%
Growth Quality
Weight: 10%
D-
33
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 0.0%
- 5yr EPS CAGR -7.6%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
D
35
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.45x
Balance Sheet
Weight: 30%
A+
100
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 22.3%
- Interest Coverage (EBIT/Int) 30.00x
Stability
Weight: 10%
B-
68
- EPS Volatility (σ/μ) 0.23
- Piotroski F-Score 7
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 2 gurus held; 2 trimmed.
- Holders
- 2
- Avg Δ position
- -59.1%
- New buys
- 0
- Full exits
- 0