AMSF
AMERISAFE, Inc.
$25.94
-0.10
(-0.38%)
Mkt Cap
485.18M
Volume
346,028
52W Range
25.63-47.86
Sector
Financial Services
Beta
0.28
EPS (TTM)
2.50 USD
P/E Ratio
10.38
Revenue (TTM)
335.64M USD
Rev Growth (5Y)
-1.3%
EPS Growth (5Y)
-11.2%
AlphaVal · Fair Value
What we estimate one share is worth
$60.70
Undervalued
strong signal
57.3% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B+
Banks, Insurers & Asset Managers
77.5 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Operating as an insurance holding company, AMERISAFE, Inc. specializes in providing workers' compensation coverage across the United States. Its policies offer crucial financial protection to injured employees, addressing costs related to temporary or permanent disability, death benefits, and medical and hospital expenses. The firm primarily serves small to medium-sized businesses operating in high-risk industries, including but not limited to construction, trucking, forestry, agriculture, manufacturing, telecommunications, and maritime sectors. AMERISAFE, Inc. was established in 1985 and is headquartered in DeRidder, Louisiana.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 317.25M | 309.11M | 306.91M | 294.69M | 316.01M | 339.50M | 370.37M | 377.75M | 375.21M | 396.66M | 401.62M | 404.02M |
| Net Income | 47.15M | 55.44M | 62.11M | 55.60M | 65.76M | 86.60M | 92.69M | 71.63M | 46.23M | 77.86M | 70.46M | 53.67M |
| EPS | 2.48 | 2.91 | 3.24 | 2.89 | 3.40 | 4.49 | 4.82 | 3.73 | 2.41 | 4.08 | 3.72 | 2.88 |
| Free Cash Flow | 8.92M | 23.35M | 29.29M | 26.11M | 36.68M | 62.48M | 77.81M | 97.14M | 130.33M | 112.57M | 91.91M | 139.45M |
| FCF / Share | 0.47 | 1.22 | 1.53 | 1.36 | 1.90 | 3.24 | 4.04 | 5.06 | 6.80 | 5.89 | 4.85 | 7.48 |
| Operating CF | 11.07M | 24.19M | 29.84M | 28.19M | 37.98M | 63.40M | 78.82M | 98.27M | 130.81M | 114.21M | 92.86M | 140.44M |
| Total Assets | 1.13B | 1.16B | 1.23B | 1.27B | 1.40B | 1.38B | 1.42B | 1.42B | 1.43B | 1.44B | 1.42B | 1.38B |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equiv | 61.93M | 44.05M | 38.68M | 61.47M | 70.72M | 61.76M | 43.81M | 40.34M | 55.56M | 58.94M | 69.48M | 90.96M |
| Book Value | 251.60M | 257.34M | 292.45M | 317.43M | 399.32M | 438.82M | 430.21M | 409.76M | 425.42M | 456.15M | 453.98M | 446.97M |
| Return on Equity | 0.19 | 0.22 | 0.21 | 0.18 | 0.16 | 0.20 | 0.22 | 0.17 | 0.11 | 0.17 | 0.16 | 0.12 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 91.97M | 80.09M | 81.59M | 81.98M | 81.10M | 72.61M | 74.05M | 78.71M | 75.85M | 80.51M | 80.12M | 72.66M |
| Net Income | 14.60M | 8.14M | 10.42M | 13.82M | 13.96M | 8.95M | 13.19M | 14.32M | 10.99M | 16.93M | 19.18M | 9.96M |
| EPS | 0.79 | 0.43 | 0.55 | 0.73 | 0.73 | 0.47 | 0.69 | 0.75 | 0.58 | 0.89 | 1.00 | 0.52 |
| Free Cash Flow | 1.79M | (2.72M) | 10.45M | 9.79M | (9.53M) | (1.79M) | 10.81M | 8.43M | (2.65M) | 6.76M | 3.94M | 4.64M |
| FCF / Share | 0.10 | -0.15 | 0.55 | 0.52 | -0.50 | -0.09 | 0.57 | 0.44 | -0.14 | 0.35 | 0.21 | 0.24 |
| Operating CF | 1.79M | (2.70M) | 10.62M | 10.68M | (8.44M) | (1.79M) | 10.83M | 8.45M | (2.59M) | 7.51M | 3.97M | 5.13M |
| Total Assets | 1.13B | 1.12B | 1.13B | 1.16B | 1.16B | 1.16B | 1.16B | 1.25B | 1.23B | 1.24B | 1.11B | 1.30B |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equiv | 65.48M | 34.23M | 61.93M | 54.75M | 48.47M | 44.75M | 44.05M | 63.66M | 30.61M | 33.38M | 38.68M | 59.25M |
| Book Value | 249.99M | 246.60M | 251.60M | 274.77M | 265.57M | 260.81M | 257.34M | 314.37M | 300.99M | 301.09M | 292.45M | 335.88M |
| Return on Equity | 0.06 | 0.03 | 0.04 | 0.05 | 0.05 | 0.03 | 0.05 | 0.05 | 0.04 | 0.06 | 0.07 | 0.03 |
AMSF News
Why Is Amerisafe (AMSF) Down 16% Since Last Earnings Report?
Dimensional Fund Advisors LP Sells 25,295 Shares of AMERISAFE, Inc. $AMSF
AMERISAFE Q2 Earnings Call Highlights
A Look at AMERISAFE Inc (AMSF) After 8.3% Decline -- GF Value $39.74 vs Price $31.15
AMERISAFE, Inc. (AMSF) Q2 2026 Earnings Call Transcript
AMERISAFE Q2 Earnings Call Highlights
AMERISAFE Q2 Earnings Miss Estimates Despite Strong Premium Growth
Amerisafe (AMSF) Lags Q2 Earnings Estimates
AMERISAFE Announces 2026 Second Quarter Results
Can Higher Premiums Cushion AMERISAFE's Expense Headwinds in Q2?