AMSF
AMERISAFE, Inc.
$33.90
+0.35
(+1.04%)
Mkt Cap
634.06M
Volume
169,308
52W Range
29.42-47.86
Sector
Financial Services
Beta
0.26
EPS (TTM)
2.44
P/E Ratio
13.89
Revenue (TTM)
324.76M
Rev Growth (5Y)
-1.3%
EPS Growth (5Y)
-11.2%
AlphaVal · Fair Value
What we estimate one share is worth
$55.36
Undervalued
moderate signal
38.8% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B+
Banks, Insurers & Asset Managers
78.5 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Operating as an insurance holding company, AMERISAFE, Inc. specializes in providing workers' compensation coverage across the United States. Its policies offer crucial financial protection to injured employees, addressing costs related to temporary or permanent disability, death benefits, and medical and hospital expenses. The firm primarily serves small to medium-sized businesses operating in high-risk industries, including but not limited to construction, trucking, forestry, agriculture, manufacturing, telecommunications, and maritime sectors. AMERISAFE, Inc. was established in 1985 and is headquartered in DeRidder, Louisiana.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 317.25M | 309.11M | 306.91M | 294.69M | 316.01M | 339.50M | 370.37M | 377.75M | 375.21M | 396.66M | 401.62M | 404.02M |
| Net Income | 47.15M | 55.44M | 62.11M | 55.60M | 65.76M | 86.60M | 92.69M | 71.63M | 46.23M | 77.86M | 70.46M | 53.67M |
| EPS | 2.48 | 2.91 | 3.24 | 2.89 | 3.40 | 4.49 | 4.82 | 3.73 | 2.41 | 4.08 | 3.72 | 2.88 |
| Free Cash Flow | 8.92M | 23.35M | 29.29M | 26.11M | 36.68M | 62.48M | 77.81M | 97.14M | 130.33M | 112.57M | 91.91M | 139.45M |
| FCF / Share | 0.47 | 1.22 | 1.53 | 1.36 | 1.90 | 3.24 | 4.04 | 5.06 | 6.80 | 5.89 | 4.85 | 7.48 |
| Operating CF | 11.07M | 24.19M | 29.84M | 28.19M | 37.98M | 63.40M | 78.82M | 98.27M | 130.81M | 114.21M | 92.86M | 140.44M |
| Total Assets | 1.13B | 1.16B | 1.23B | 1.27B | 1.40B | 1.38B | 1.42B | 1.42B | 1.43B | 1.44B | 1.42B | 1.38B |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equiv | 61.93M | 44.05M | 38.68M | 61.47M | 70.72M | 61.76M | 43.81M | 40.34M | 55.56M | 58.94M | 69.48M | 90.96M |
| Book Value | 251.60M | 257.34M | 292.45M | 317.43M | 399.32M | 438.82M | 430.21M | 409.76M | 425.42M | 456.15M | 453.98M | 446.97M |
| Return on Equity | 0.19 | 0.22 | 0.21 | 0.18 | 0.16 | 0.20 | 0.22 | 0.17 | 0.11 | 0.17 | 0.16 | 0.12 |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 80.09M | 81.59M | 81.98M | 81.10M | 72.61M | 74.05M | 78.71M | 75.85M | 80.51M | 80.12M | 72.66M | 75.67M |
| Net Income | 8.14M | 10.42M | 13.82M | 13.96M | 8.95M | 13.19M | 14.32M | 10.99M | 16.93M | 19.18M | 9.96M | 15.63M |
| EPS | 0.43 | 0.55 | 0.73 | 0.73 | 0.47 | 0.69 | 0.75 | 0.58 | 0.89 | 1.00 | 0.52 | 0.82 |
| Free Cash Flow | (2.72M) | 10.45M | 9.79M | (9.53M) | (1.79M) | 10.81M | 8.43M | (2.65M) | 6.76M | 3.94M | 4.64M | 7.27M |
| FCF / Share | -0.15 | 0.55 | 0.52 | -0.50 | -0.09 | 0.57 | 0.44 | -0.14 | 0.35 | 0.21 | 0.24 | 0.38 |
| Operating CF | (2.70M) | 10.62M | 10.68M | (8.44M) | (1.79M) | 10.83M | 8.45M | (2.59M) | 7.51M | 3.97M | 5.13M | 7.28M |
| Total Assets | 1.12B | 1.13B | 1.16B | 1.16B | 1.16B | 1.05B | 1.13B | 1.11B | 1.12B | 1.11B | 1.17B | 1.18B |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equiv | 34.23M | 61.93M | 54.75M | 48.47M | 44.75M | 44.05M | 63.66M | 30.61M | 33.38M | 38.68M | 59.25M | 33.92M |
| Book Value | 246.60M | 251.60M | 274.77M | 265.57M | 260.81M | 257.34M | 314.37M | 300.99M | 301.09M | 292.45M | 335.88M | 340.57M |
| Return on Equity | 0.03 | 0.04 | 0.05 | 0.05 | 0.03 | 0.05 | 0.05 | 0.04 | 0.06 | 0.07 | 0.03 | 0.05 |
AMSF News
Can Higher Premiums Cushion AMERISAFE's Expense Headwinds in Q2?
Can AMSF Sustain Growth Despite a Tough Workers' Compensation Market?
AMERISAFE Announces 2026 Second Quarter Earnings Release and Conference Call Schedule
Here's Why Investors Should Retain AMERISAFE Stock for Now
Dividend Champion, Contender, And Challenger Highlights: Week Of June 7
7 Special Dividend Payers Shelling Out Up To 14.6%
Why Is Amerisafe (AMSF) Up 0.7% Since Last Earnings Report?
Amerisafe: Keeps Growing Into A Soft Market, But The Easy Comparisons Are Behind It
AMERISAFE (NASDAQ:AMSF) Shares Gap Down After Earnings Miss
AMERISAFE, Inc. (AMSF) Q1 2026 Earnings Call Transcript