AMSF
AMERISAFE, Inc.
$25.25
+0.21
(+0.84%)
Mkt Cap
468.04M
Volume
253,916
52W Range
23.2-42.21
Sector
Financial Services
Beta
0.27
EPS (TTM)
2.50 USD
P/E Ratio
10.10
Revenue (TTM)
335.64M USD
Rev Growth (5Y)
-1.3%
EPS Growth (5Y)
-11.2%
AlphaVal · Fair Value
What we estimate one share is worth
$60.70
Undervalued
strong signal
58.4% below fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B+
Banks, Insurers & Asset Managers
77.5 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.
Company Description
Operating as an insurance holding company, AMERISAFE, Inc. specializes in providing workers' compensation coverage across the United States. Its policies offer crucial financial protection to injured employees, addressing costs related to temporary or permanent disability, death benefits, and medical and hospital expenses. The firm primarily serves small to medium-sized businesses operating in high-risk industries, including but not limited to construction, trucking, forestry, agriculture, manufacturing, telecommunications, and maritime sectors. AMERISAFE, Inc. was established in 1985 and is headquartered in DeRidder, Louisiana.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 317.25M | 309.11M | 306.91M | 294.69M | 316.01M | 339.50M | 370.37M | 377.75M | 375.21M | 396.66M | 401.62M | 404.02M |
| Net Income | 47.15M | 55.44M | 62.11M | 55.60M | 65.76M | 86.60M | 92.69M | 71.63M | 46.23M | 77.86M | 70.46M | 53.67M |
| EPS | 2.48 | 2.91 | 3.24 | 2.89 | 3.40 | 4.49 | 4.82 | 3.73 | 2.41 | 4.08 | 3.72 | 2.88 |
| Free Cash Flow | 8.92M | 23.35M | 29.29M | 26.11M | 36.68M | 62.48M | 77.81M | 97.14M | 130.33M | 112.57M | 91.91M | 139.45M |
| FCF / Share | 0.47 | 1.22 | 1.53 | 1.36 | 1.90 | 3.24 | 4.04 | 5.06 | 6.80 | 5.89 | 4.85 | 7.48 |
| Operating CF | 11.07M | 24.19M | 29.84M | 28.19M | 37.98M | 63.40M | 78.82M | 98.27M | 130.81M | 114.21M | 92.86M | 140.44M |
| Total Assets | 1.13B | 1.16B | 1.23B | 1.27B | 1.40B | 1.38B | 1.42B | 1.42B | 1.43B | 1.44B | 1.42B | 1.38B |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equiv | 61.93M | 44.05M | 38.68M | 61.47M | 70.72M | 61.76M | 43.81M | 40.34M | 55.56M | 58.94M | 69.48M | 90.96M |
| Book Value | 251.60M | 257.34M | 292.45M | 317.43M | 399.32M | 438.82M | 430.21M | 409.76M | 425.42M | 456.15M | 453.98M | 446.97M |
| Return on Equity | 0.19 | 0.22 | 0.21 | 0.18 | 0.16 | 0.20 | 0.22 | 0.17 | 0.11 | 0.17 | 0.16 | 0.12 |
| Metric | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 91.97M | 80.09M | 81.59M | 81.98M | 81.10M | 72.61M | 74.05M | 78.71M | 75.85M | 80.51M | 80.12M | 72.66M |
| Net Income | 14.60M | 8.14M | 10.42M | 13.82M | 13.96M | 8.95M | 13.19M | 14.32M | 10.99M | 16.93M | 19.18M | 9.96M |
| EPS | 0.79 | 0.43 | 0.55 | 0.73 | 0.73 | 0.47 | 0.69 | 0.75 | 0.58 | 0.89 | 1.00 | 0.52 |
| Free Cash Flow | 1.79M | (2.72M) | 10.45M | 9.79M | (9.53M) | (1.79M) | 10.81M | 8.43M | (2.65M) | 6.76M | 3.94M | 4.64M |
| FCF / Share | 0.10 | -0.15 | 0.55 | 0.52 | -0.50 | -0.09 | 0.57 | 0.44 | -0.14 | 0.35 | 0.21 | 0.24 |
| Operating CF | 1.79M | (2.70M) | 10.62M | 10.68M | (8.44M) | (1.79M) | 10.83M | 8.45M | (2.59M) | 7.51M | 3.97M | 5.13M |
| Total Assets | 1.13B | 1.12B | 1.13B | 1.16B | 1.16B | 1.16B | 1.16B | 1.25B | 1.23B | 1.24B | 1.11B | 1.30B |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash & Equiv | 65.48M | 34.23M | 61.93M | 54.75M | 48.47M | 44.75M | 44.05M | 63.66M | 30.61M | 33.38M | 38.68M | 59.25M |
| Book Value | 249.99M | 246.60M | 251.60M | 274.77M | 265.57M | 260.81M | 257.34M | 314.37M | 300.99M | 301.09M | 292.45M | 335.88M |
| Return on Equity | 0.06 | 0.03 | 0.04 | 0.05 | 0.05 | 0.03 | 0.05 | 0.05 | 0.04 | 0.06 | 0.07 | 0.03 |
AMSF News
Buy 7 October Dividend Power Dogs If You Dare
AMERISAFE Announces 2026 Third Quarter Earnings Release and Conference Call Schedule
Here's Why Investors Should Stay Neutral on AMSF Stock for Now
Public Employees Retirement System of Ohio Takes $1.34 Million Position in AMERISAFE, Inc. $AMSF
AMERISAFE (NASDAQ:AMSF) & Presurance (NASDAQ:PRHI) Head-To-Head Comparison
Why Is Amerisafe (AMSF) Down 16% Since Last Earnings Report?
Dimensional Fund Advisors LP Sells 25,295 Shares of AMERISAFE, Inc. $AMSF
AMERISAFE Q2 Earnings Call Highlights
A Look at AMERISAFE Inc (AMSF) After 8.3% Decline -- GF Value $39.74 vs Price $31.15
AMERISAFE, Inc. (AMSF) Q2 2026 Earnings Call Transcript