Profitability
Weight: 25%
C+
58
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 63.2%
- Efficiency Ratio Trend -0.56 pp/yr
ZION
Zions Bancorporation, National Association
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
82
- 5yr Avg ROE 14.2%
- 5yr Share-Count CAGR -2.3%
Growth Quality
Weight: 15%
B+
78
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 10.9%
- Efficiency Ratio Trend (growth quality check) -0.56 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
C
56
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.05
Balance Sheet
Weight: 20%
B-
66
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 8.1%
Stability
Weight: 10%
C+
58
- EPS Volatility (σ/μ) 0.43
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 3 trimmed; 1 full exit.
- Holders
- 3
- Avg Δ position
- -21.5%
- New buys
- 0
- Full exits
- 1