Profitability
Weight: 25%
C
52
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 1.0%
- Operating Margin Trend -6.41 pp/yr
ZION
Zions Bancorporation, National Association
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
86
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 14.4%
- 5yr Share-Count CAGR -2.1%
Growth Quality
Weight: 10%
B
70
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 23.6%
- 5yr EPS CAGR -3.0%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
98
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.23x
Balance Sheet
Weight: 30%
C-
49
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 8.1%
- Interest Coverage (EBIT/Int) 0.75x
Stability
Weight: 10%
C+
61
- EPS Volatility (σ/μ) 0.43
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 3 trimmed; 1 full exit.
- Holders
- 3
- Avg Δ position
- -18.6%
- New buys
- 0
- Full exits
- 1