WSBF

Waterstone Financial, Inc.
$20.60
+0.48 (+2.39%)
Mkt Cap 371.89M
Volume 62,204
52W Range 13.08-21.03
Sector Financial Services
Beta 0.71
EPS (TTM) 1.72
P/E Ratio 11.98
Revenue (TTM) 162.01M
Rev Growth (5Y) -8.7%
EPS Growth (5Y) -14.9%
AlphaVal · Fair Value
What we estimate one share is worth
$16.96
Overvalued moderate signal
21.4% above fair value
Modeled from cash flows & growth.
AlphaQuality · Grade
How strong & durable the business is
B-
Banks, Insurers & Asset Managers
63.6 / 100 composite
A bank, insurer or asset manager — graded A–F vs. similar companies.

Company Description

Track Record

Showing latest 4 periods • Swipe for more
Metric 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Revenue 201.61M 199.38M 176.97M 171.06M 268.47M 317.86M 207.20M 188.53M 188.45M 187.23M 166.44M 148.20M
Net Income 26.40M 18.69M 9.38M 19.49M 70.79M 81.14M 35.90M 30.75M 25.96M 25.53M 16.57M 12.73M
EPS 1.48 1.01 0.47 0.89 2.98 3.32 1.38 1.12 0.95 0.94 0.57 0.38
Free Cash Flow 17.86M 46.96M (28.28M) 205.96M 141.23M (94.81M) (43.33M) 37.54M 105.52M (25.15M) (15.96M) (4.17M)
FCF / Share 1.00 2.53 -1.40 9.41 5.95 -3.88 -1.67 1.37 3.84 -0.93 -0.55 -0.12
Operating CF 19.02M 48.06M (27.58M) 206.66M 142.01M (93.58M) (40.22M) 41.50M 107.10M (24.06M) (12.99M) (2.22M)
Total Assets 2.26B 2.21B 2.21B 2.03B 2.22B 2.18B 2.00B 1.92B 1.81B 1.79B 1.76B 1.78B
Total Debt 412.26M 446.52M 466.05M 386.78M 477.13M 508.07M 483.56M 435.05M 386.29M 387.15M 441.20M 434.00M
Cash & Equiv 63.85M 35.46M 30.67M 35.96M 362.74M 75.92M 61.60M 61.00M 31.57M 20.39M 80.17M 151.55M
Book Value 349.39M 339.13M 344.06M 370.49M 432.77M 413.12M 393.69M 399.68M 412.10M 410.69M 391.93M 450.24M
Return on Equity 0.08 0.06 0.03 0.05 0.16 0.20 0.09 0.08 0.06 0.06 0.04 0.03
WSBF News
Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Six Months Ended June 30, 2026
Jul 23, 2026 12:01 PM · globenewswire.com
Waterstone Financial Declares Regular Quarterly Cash Dividend
Jun 23, 2026 12:01 PM · globenewswire.com
Waterstone Financial, Inc. (WSBF) Shareholder/Analyst Call Prepared Remarks Transcript
May 19, 2026 08:50 AM · seekingalpha.com
The Zacks Analyst Blog NVIDIA, Mastercard, AbbVie, Waterstone and Precipio
May 13, 2026 03:15 AM · zacks.com
Waterstone Financial's Q1 Earnings Jump Y/Y on Mortgage Growth
Apr 29, 2026 09:27 AM · zacks.com
Waterstone Financial, Inc. Announces Expansion of Share Repurchase Program
Apr 27, 2026 12:01 PM · globenewswire.com
Waterstone Financial, Inc. Announces Results of Operations for the Three Months Ended March 31, 2026
Apr 23, 2026 12:01 PM · globenewswire.com
Waterstone Financial Raises Quarterly Cash Dividend by 13.3%
Mar 17, 2026 12:06 PM · globenewswire.com
Critical Contrast: Heritage Financial (NASDAQ:HFWA) vs. Waterstone Financial (NASDAQ:WSBF)
Feb 19, 2026 11:44 PM · defenseworld.net
Donald Smith & Co's Strategic Moves: Equinox Gold Corp Sees a -2.9% Impact
Feb 12, 2026 06:03 AM · gurufocus.com