WRLD World Acceptance Corporation
Platform & Compounding FCF
C 54.0 / 100 composite

AlphaQuality composite grade, weighted for platform & compounding fcf businesses.

Profitability

Weight: 25%
C 56
  • 5yr Avg ROIC 5.9%
  • Operating Margin Trend +1.67 pp/yr

Capital Efficiency

Weight: 15%
A- 84
  • 5yr Avg ROE 13.7%
  • 5yr Share-Count CAGR -5.5%

Growth Quality

Weight: 25%
D- 29
  • 5yr Revenue CAGR 2.1%
  • 5yr EPS CAGR -12.3%
  • Revenue-Growth Years (5) 3/5

Cash Generation

Weight: 20%
A- 84
  • 5yr FCF Margin 45.0%
  • 5yr FCF/NI Conversion 6.39x

Balance Sheet

Weight: 10%
F 10
  • Net Debt / EBITDA 12.08x
  • Interest Coverage (EBIT/Int) 0.92x
  • Altman Z-Score 1.48

Stability

Weight: 5%
C- 45
  • EPS Volatility (σ/μ) 0.51
  • Negative-Revenue Years (5) 2/5
  • Piotroski F-Score 5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Holding

2 of 2 gurus held; 1 added; 1 trimmed.

Holders
2
Avg Δ position
-25.8%
New buys
0
Full exits
0
As of Q2 2026