WRLD World Acceptance Corporation
Platform & Compounding FCF
C- 49.4 / 100 composite

AlphaQuality composite grade, weighted for platform & compounding fcf businesses.

Profitability

Weight: 25%
C- 51
  • 5yr Avg ROIC 3.9%
  • Operating Margin Trend +3.38 pp/yr

Capital Efficiency

Weight: 15%
C+ 59
  • 5yr Avg ROE 5.3%
  • 5yr Share-Count CAGR -5.7%

Growth Quality

Weight: 25%
F 25
  • 5yr Revenue CAGR 0.0%
  • 5yr EPS CAGR -4.8%
  • Revenue-Growth Years (5) 3/5

Cash Generation

Weight: 20%
A- 84
  • 5yr FCF Margin 43.7%
  • 5yr FCF/NI Conversion 6.06x

Balance Sheet

Weight: 10%
F 22
  • Net Debt / EBITDA 6.89x
  • Interest Coverage (EBIT/Int) 1.93x
  • Altman Z-Score 2.38

Stability

Weight: 5%
C 52
  • EPS Volatility (σ/μ) 0.50
  • Piotroski F-Score 7
  • Negative-Revenue Years (5) 2/5

Guru Flow

Curated superinvestor sentiment — not part of the AlphaQuality grade.
Accumulating

2 of 2 gurus held; 2 added.

Holders
2
Avg Δ position
+40.8%
New buys
0
Full exits
0
As of Q1 2026