Profitability
Weight: 25%
C
56
Scored using loss ratio — insurer-archetype substitution.
- Loss Ratio 62.4%
- Loss Ratio Trend +0.03 pp/yr
WRB
W. R. Berkley Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
A-
86
- 5yr Avg ROE 18.7%
- 5yr Share-Count CAGR -1.2%
Growth Quality
Weight: 10%
B+
79
Scored using premium growth cross-checked against loss-ratio trend — insurer-archetype substitution.
- 5yr Premium CAGR 12.4%
- Loss Ratio Trend (growth quality check) +0.03 pp/yr
- Revenue-Growth Years (5) 5/5
Cash Generation
Weight: 15%
B-
67
Scored using reserve development and loss-ratio stability — insurer-archetype substitution.
- Reserve Development -0.3%
- Loss Ratio Stability (σ) 0.01
Balance Sheet
Weight: 25%
A+
97
Scored using premiums-to-surplus — insurer-archetype substitution.
- Premiums / Surplus 1.28x
- Interest Coverage (EBIT/Int) 18.95x
Stability
Weight: 10%
C
57
- EPS Volatility (σ/μ) 0.54
- Negative-Revenue Years (5) 0/5
- Piotroski F-Score 6
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 new buy; 2 added; 1 full exit.
- Holders
- 3 +1
- Avg Δ position
- +34.1%
- New buys
- 1
- Full exits
- 1