Profitability
Weight: 25%
C-
49
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.9%
- Operating Margin Trend -3.05 pp/yr
WFC
Wells Fargo & Company
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A-
85
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 12.8%
- 5yr Share-Count CAGR -5.9%
Growth Quality
Weight: 10%
A-
86
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 14.4%
- 5yr EPS CAGR 6.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
C-
47
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 0.57x
Balance Sheet
Weight: 30%
C-
50
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 8.4%
- Interest Coverage (EBIT/Int) 0.63x
Stability
Weight: 10%
C+
58
- EPS Volatility (σ/μ) 0.36
- Piotroski F-Score 5
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 5 gurus held; 1 added; 3 trimmed; 1 full exit.
- Holders
- 5
- Avg Δ position
- +12.4%
- New buys
- 0
- Full exits
- 1