Profitability
Weight: 25%
D
36
Scored using efficiency ratio — bank-archetype substitution.
- Efficiency Ratio (FY2025) 65.5%
- Efficiency Ratio Trend +0.90 pp/yr
WFC
Wells Fargo & Company
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 15%
B+
76
- 5yr Avg ROE 10.5%
- 5yr Share-Count CAGR -4.9%
Growth Quality
Weight: 15%
C+
58
Scored using revenue growth cross-checked against efficiency-ratio trend — bank-archetype substitution.
- 5yr Revenue CAGR 8.5%
- Efficiency Ratio Trend (growth quality check) +0.90 pp/yr
- Revenue-Growth Years (5) 4/5
Cash Generation
Weight: 15%
D+
44
Scored using efficiency-ratio stability — bank-archetype substitution.
- Efficiency Ratio Stability (σ) 0.06
Balance Sheet
Weight: 20%
B-
68
Scored using equity-to-assets — bank-archetype substitution.
- Equity / Assets 8.4%
Stability
Weight: 10%
C+
58
- EPS Volatility (σ/μ) 0.36
- Negative-Revenue Years (5) 1/5
- Piotroski F-Score 5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.5 of 5 gurus held; 3 added; 1 trimmed; 1 full exit.
- Holders
- 5
- Avg Δ position
- +122.4%
- New buys
- 0
- Full exits
- 1
- Laffont sold -100%
- Cooperman increased +448%
- Greenblatt increased +150%