Profitability
Weight: 25%
C-
48
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.9%
- Operating Margin Trend -3.23 pp/yr
WBS
Webster Financial Corporation
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C
52
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 11.8%
- 5yr Share-Count CAGR 15.5%
Growth Quality
Weight: 10%
A
89
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 13.5%
- 5yr EPS CAGR 7.5%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
96
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.55x
Balance Sheet
Weight: 30%
B-
62
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 11.3%
- Interest Coverage (EBIT/Int) 0.83x
Stability
Weight: 10%
B-
67
- EPS Volatility (σ/μ) 0.33
- Piotroski F-Score 7
- Negative-Revenue Years (5) 1/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.2 of 3 gurus held; 1 new buy; 1 trimmed; 2 full exits.
- Holders
- 2 -1
- Avg Δ position
- -52.5%
- New buys
- 1
- Full exits
- 2