WABC
Westamerica Bancorporation
$55.36
-0.11
(-0.20%)
Mkt Cap
1.30B
Volume
141,446
52W Range
44.93-56.22
Sector
Financial Services
Beta
0.56
EPS (TTM)
4.49
P/E Ratio
12.33
Revenue (TTM)
267.41M
Rev Growth (5Y)
+5.5%
EPS Growth (5Y)
+8.7%
AlphaVal · Fair Value
$95.61
Undervalued · Strong
42.1% below fair value
AlphaQuality · Grade
A
Banks, Insurers & Asset Managers
87.6 / 100 composite
Company Description
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
Track Record
Showing latest 4 periods • Swipe for more
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 271.84M | 311.17M | 327.54M | 266.88M | 216.79M | 207.96M | 206.09M | 199.87M | 194.31M | 182.49M | 184.40M | 192.00M |
| Net Income | 116.17M | 138.64M | 161.77M | 122.03M | 86.51M | 80.41M | 80.39M | 71.56M | 50.02M | 58.85M | 58.75M | 60.65M |
| EPS | 4.53 | 5.20 | 6.06 | 4.54 | 3.22 | 2.98 | 2.98 | 2.69 | 1.90 | 2.30 | 2.30 | 2.32 |
| Free Cash Flow | 119.59M | 139.83M | 157.05M | 112.89M | 87.41M | 105.54M | 76.71M | 93.51M | 78.03M | 75.82M | N/A | N/A |
| FCF / Share | 4.81 | 5.24 | 5.88 | 4.20 | 3.25 | 3.92 | 2.85 | 3.51 | 2.97 | 2.96 | N/A | N/A |
| Operating CF | 121.90M | 141.57M | 158.21M | 113.70M | 88.73M | 107.74M | 80.70M | 96.63M | 80.75M | 77.64M | N/A | N/A |
| Total Assets | 5.96B | 6.08B | 6.36B | 6.95B | 7.46B | 6.75B | 5.62B | 5.57B | 5.51B | 5.37B | N/A | N/A |
| Total Debt | 159.50M | 138.31M | 76.98M | 73.54M | 164.23M | 121.38M | 78.99M | 102.49M | 116.94M | 118.16M | N/A | N/A |
| Cash & Equiv | 567.80M | 601.49M | 190.31M | 294.24M | 1.13B | 621.27M | 373.42M | 420.28M | 575.00M | 462.27M | N/A | N/A |
| Book Value | 933.51M | 889.96M | 772.89M | 602.11M | 827.10M | 844.81M | 731.42M | 615.59M | 590.24M | 561.37M | N/A | N/A |
| Return on Equity | 0.12 | 0.16 | 0.21 | 0.20 | 0.10 | 0.10 | 0.11 | 0.12 | 0.08 | 0.10 | N/A | N/A |
| Metric | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 65.38M | 66.79M | 67.46M | 67.78M | 69.81M | 73.03M | 79.72M | 79.57M | 78.84M | 82.04M | 84.13M | 81.19M |
| Net Income | 27.36M | 27.81M | 28.26M | 29.07M | 31.04M | 31.70M | 35.06M | 35.46M | 36.42M | 39.47M | 41.60M | 40.25M |
| EPS | 1.13 | 1.12 | 1.12 | 1.12 | 1.17 | 1.19 | 1.31 | 1.33 | 1.37 | 1.48 | 1.56 | 1.51 |
| Free Cash Flow | 38.72M | 25.43M | 28.73M | 22.78M | 42.20M | 29.11M | 40.06M | 18.57M | 52.09M | (8.24M) | 58.22M | 52.50M |
| FCF / Share | 1.59 | 1.02 | 1.13 | 0.88 | 1.58 | 1.09 | 1.50 | 0.70 | 1.95 | -0.31 | 2.18 | 1.97 |
| Operating CF | 39.74M | 26.57M | 29.42M | 23.52M | 42.39M | 29.77M | 40.55M | 19.03M | 52.21M | (7.98M) | 58.53M | 52.58M |
| Total Assets | 5.86B | 5.96B | 5.91B | 5.83B | 5.97B | 6.08B | 6.16B | 6.31B | 6.46B | 6.36B | 6.57B | 6.58B |
| Total Debt | 165.48M | 159.50M | 156.08M | 121.58M | 133.21M | 138.31M | 151.44M | 319.00M | 270.31M | 76.98M | 133.93M | 154.79M |
| Cash & Equiv | 397.28M | 567.80M | 659.27M | 626.44M | 727.34M | 601.49M | 502.94M | 486.12M | 434.25M | 190.31M | 420.55M | 266.19M |
| Book Value | 882.69M | 933.51M | 931.65M | 921.78M | 923.14M | 889.96M | 909.04M | 815.60M | 791.69M | 772.89M | 648.42M | 651.86M |
| Return on Equity | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.06 | 0.06 |
WABC News
Westamerica Bancorporation Increases Stock Repurchase Plan Authorization
Westamerica Bancorporation Increases Stock Repurchase Plan Authorization
Westamerica Bancorporation Increases Quarterly Cash Dividend
Westamerica Bancorporation (NASDAQ:WABC) SVP Robert James Baker, Jr. Sells 759 Shares of Stock
Westamerica Bancorporation (NASDAQ:WABC) Reaches New 12-Month High Following Earnings Beat
Westamerica Bancorporation Reports First Quarter 2026 Financial Results
Westamerica Bank Announces New Board Member
Westamerica Bancorporation $WABC Shares Acquired by SG Americas Securities LLC
Analyzing Glacier Bancorp (NYSE:GBCI) and Westamerica Bancorporation (NASDAQ:WABC)
Westamerica Bancorporation Declares Quarterly Cash Dividend