Profitability
Weight: 25%
D
35
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.5%
- Operating Margin Trend -12.16 pp/yr
VOYA
Voya Financial, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
A+
97
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 18.5%
- 5yr Share-Count CAGR -6.3%
Growth Quality
Weight: 10%
B-
65
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 36.1%
- 5yr EPS CAGR -21.4%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
94
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.72x
Balance Sheet
Weight: 30%
F
19
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 2.8%
- Interest Coverage (EBIT/Int) 2.23x
Stability
Weight: 10%
D+
41
- EPS Volatility (σ/μ) 0.71
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.3 of 3 gurus held; 1 added; 2 trimmed.
- Holders
- 3
- Avg Δ position
- -16.3%
- New buys
- 0
- Full exits
- 0