Profitability
Weight: 25%
C-
49
Scored using ROA (NIM proxy) — financial-archetype substitution.
- 5yr Avg ROA 0.9%
- Operating Margin Trend -4.21 pp/yr
VBTX
Veritex Holdings, Inc.
AlphaQuality composite grade, weighted for banks, insurers & asset managers businesses.
Capital Efficiency
Weight: 20%
C
53
Scored using ROTCE — financial-archetype substitution.
- 5yr Avg ROTCE 9.9%
- 5yr Share-Count CAGR 2.4%
Growth Quality
Weight: 10%
A
88
Scored using BVPS — financial-archetype substitution.
- 5yr BVPS CAGR 12.3%
- 5yr EPS CAGR 7.1%
- Positive-EPS Years (5) 5/5
Cash Generation
Weight: 5%
A+
99
Scored using OCF/NI — banks have no FCF concept.
- 5yr OCF/NI 1.35x
Balance Sheet
Weight: 30%
B-
63
Scored using Equity/Assets — financial-archetype substitution.
- Equity / Assets 12.5%
- Interest Coverage (EBIT/Int) 0.37x
Stability
Weight: 10%
C
52
- EPS Volatility (σ/μ) 0.44
- Piotroski F-Score 6
- Negative-Revenue Years (5) 2/5
Guru Flow
Curated superinvestor sentiment — not part of the AlphaQuality grade.Not enough curated-guru data to call a flow.